2006 has been a year of important changes in asset allocation. Although these changes will take time to mature, there is no doubt that they will enable more powerful strategies for investors and create competitive advantages for financial advisors.

The changes have occurred in an asset class that previously was an asset allocation anomaly – commodities. A year ago, only a small percentage of allocation programs included commodities. Within a decade, the that small percentage may grow into the majority.

If you want to be the adviser who offers wealthy investors the most sophisticated asset allocation programs on the market, take the initiative now to: 1) learn more about commodities; 2) recognize how the inclusion of commodities will change the essential structure and delivery of these programs in the years ahead; and 3) make timely adjustments to accommodate these changes. This article will help you do all three.