Recent findings from Unum suggests most employees don't believetheir employer-provided benefits would provide sufficient financialprotection if they missed work because of illness or injury. Nearly60 percent of workers would consider buying more coverage throughwork, if they were offered the chance.

"Employers invest a lot of time and money in building the rightbenefits package to help their workforce stay financially stableand help protect them from the financial fallout of illness andinjury," said Neiciee Durrence, vice president, Voluntary PracticeLeader for Unum, in a statement. "As we head into the fall benefitsenrollment season, this survey offers a strong message to employersabout the need to offer ways to cover gaps in those benefitsplans."

Only 32 percent of employees surveyed said the non-medicalbenefits they receive through work would provide adequate financialresources for them and their families should they become unable towork due to injury, illness or maternity.

Fifty-three percent say they would not have enough money to meettheir basic needs if they were unable to work for an extended time,and another 15 percent were unsure if they could weather anextended period of missed work.

If their employer offered them the opportunity, 59 percent ofemployees indicate they would consider purchasing additionalinsurance to cover themselves financially.

Other findings from the study show even employees with higherannual incomes ($100,000 or more) felt unsure about their abilityto withstand the loss of income, with 41 percent indicating thatthey would not be adequately protected by the benefits theyreceived from their employer. And among younger employees (21 to29), 63 percent say they would consider purchasing more coverage ifit were offered it through work. Among older employees, (45 to 64)54 percent would consider purchasing more coverage.