In 2009, 4 percent of the adult population with private health insurance was enrolled in an HRA or had a high-deductible plan with an HSA, up 1 percentage point from the previous year. An additional 4.9 percent were eligible for an HSA but did not have such an account. Overall, 8.9 percent of adults with private insurance were either in a consumer-driven health plan or were in a high-deductible plan that was eligible for an HSA, but had not opened an account.
8.9% of adults in a plan eligible for an HSA had not opened an account.
Source: Employee Benefit Research Institute
