WASHINGTON — Some of the world's top producers belong to the National Association of Insurance and Financial Advisors (NAIFA), and they have been spending the day going door to door in the halls of Congress, trying to win support for NAIFA legislative priorities.

NAIFA, Falls Church, Va., capped off its annual meeting by sending members to Capitol Hill to lobby for relief from a Patient Protection and Affordable Care Act minimum medical loss ratio provision that has been blamed for cutting individual and small group health insurance producer commission rates by as much as 50%.

NAIFA members also have been lobbying to keep the U.S. Securities and Exchange Commission from replacing the suitability standard of care that now applies to broker-dealers with a fiduciary standard, and they have been defending the current tax treatment of life insurance death benefits and the "inside buildup" of cash value inside permanent life insurance policies.

The 'NAIFA Day on Capitol Hill' [is] a critical event for our future," NAIFA President Terry Headley told NAIFA members at a meeting general session. "We have faced just in the last 21 months historic, landmark, sweeping and transformational issues, the likes of which we have not witnessed in generations."