NEW YORK (AP) — The last time Mark Stella went to the dentist he didn't need an insurance card. Instead, he pulled out a Groupon.

Stella, a small business owner, canceled his health insurance plan more than three years ago when his premium rose to more than $400 a month. He considered himself healthy and decided that he was wasting money on something that he rarely used.

So when a deal popped up on daily deals site Groupon for a teeth cleaning, exam and an X-ray at a nearby dentist, Stella, 55, bought the deal — which the company calls a "Groupon" — for himself and another for his daughter. He paid $39 for each, $151 below what the dentist normally charges.

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