WASHINGTON (AP) — Do it your way, but get it done.

That's what the Obama administration is telling the states when it comes to carrying out the new health overhaul law that will eventually cover most of America's 50 million uninsured people.

Democratic state officials are praising the flexibility in federal rules issued Monday, a long-awaited blueprint for state health insurance markets where millions of consumers will shop starting in 2014. States have a range of options for designing and running the new markets, called exchanges.

"Allowing states to continue to regulate their insurance industry and protect consumers is critically important," said Monica Lindeen, Montana's insurance commissioner and a Democrat. "States have 150 years of experience regulating insurance. The more states' rights are maintained, the better off consumers will be."

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