Small group employers are finding it increasingly difficult to provide group coverage to their employees. The costs of group insurance is made much more expensive than individual health insurance for several reasons including federal and state mandates more onerous in the group market. In addition to the high costs minimum funding requirements and participation requirements make offering group insurance especially difficult for employers. There is an alternative option for employers — defined contribution plans.

2012 Benefits Selling Expo speaker presentation:

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.