Apparently, "wait and see" is more than just another tired cliche. And it's clearly not just brokers embracing Sam Becket's approach to business.

Just after the Supreme Court dropped its bombshell opinion a couple weeks ago, Mercer hit the phones and started calling employers, racking up more than 4,000 opinions before they hung up.

Not surprisingly, most of them were sitting around waiting for the court to decide the Patient Protection and Affordable Care Act before working on their 2014 plans – when they really have to start thinking about some of the law's bigger provisions.

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