There's something awe-inspiring about a large thunderstorm rumbling towards you on the open plain. We need its rain and it releases enriched nitrogen into the atmosphere, all good things.

At the same time, it carries with it the prospect of danger. Yet, like moths to the flame, we find ourselves obsessively attracted to this natural wonder. We throw caution to the wind and stand athwart the oncoming threat.

 In a sense, those folks who are so kind as to service our 401(k) plans remind me of those thunderstorms. They do a lot of kind things, but every so often they do a lot of damage.

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