When Maria, in The Sound of Music, advises the children through song to "start at the very beginning," she makes a very convincing (and melodic) point. After all, it is a very good place to start. Maria's adage represents sound counsel not only for music, but for most things in life.
Except retirement planning.
The most common question I get from 401(k) plan sponsors and their financial advisers is the most common question they get from 401(k) plan investors: "How do I get to retire comfortably?" Variations of this question include "Where do I invest my money?" "How much should I save?" and "What does the 'k' stand for in '401(k)'?"
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