Americans who make New Year's Resolutions behave more responsibly than they did five years ago, compared to those who are not planning on making a 2013 resolution.

The Responsibility Index, a national survey released by Liberty Mutual Insurance and Harris Interactive, surveyed 1,700 adults to find out who was making resolutions in 2013 and how people's definition of responsibility shapes their goals for the New Year. It also gauged how Americans define personal responsibility and how their perception of it changes with age, marital status, gender and whether they have children.

Adults are more likely to define personal responsibility as doing what's expected of you or what you're supposed to do (46 percent) than admitting to or owning mistakes (31 percent) or doing something especially hard or challenging (23 percent).

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