Consumer-driven health plan participants have a reputation for being younger, but that's apparently not the case.
On average, younger participants tend to use less health care, so the assumption made sense. However, new research by the Employee Benefits Research Institute indicates otherwise.
In fact, the research finds that since 2005, 22 percent of CDHP participants were between the ages of 21 and 34 as opposed to 30 percent of those enrolled in traditional plans. Only in 2010 were HDHP participants more likely to range between the ages 35 and 44 (27 percent) than traditional plans (23 percent.