WASHINGTON — Another year, another round of exaggeration from President Barack Obama and his administration about health insurance rebates.

In his speech defending his health care law Thursday, Obama said rebates averaging $100 are coming from insurance companies to 8.5 million Americans. In fact, most of the money is going straight to employers who provide health insurance, not to their workers, who benefit indirectly.

Obama danced around that reality in remarks that also blamed problems in establishing affordable insurance markets on political opponents, glossing over complex obstacles also faced in states that support the law.

A look at some of his claims and how they compare with the facts:

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