If you work for a company and are employed on a part time basis, beware! Due to mandates going into force by the Patient Protection and Affordable Care Act for employers, anyone working less than 30 hours most likely is going to go without health benefits at some point. PPACA, originally proposed as a way to help control health care costs, quickly morphed into a vehicle to control the insurance market. Regardless of your political bent, the end result of PPACA is that millions of employees are losing their insurance coverage. What the @%&#!!!

Many part-timers are facing a double whammy from President Obama's health care reform. The law requires large employers offering health insurance to include part-time employees working 30 hours a week or more. But rather than provide health care to more workers, a growing number of employers are cutting back employee hours instead. The result: Not only will these workers earn less money, but they'll also miss out on health insurance at work.

Across the nation, hundreds of thousands of other hourly workers may also see smaller paychecks in the coming year because of this response to PPACA. The law exempts businesses with fewer than 50 full-time workers from this requirement to provide benefits. But big restaurant chains, retailers, and movie theaters are starting to trim employee hours. Even colleges are reducing courses for part-time professors to keep their hours down and avoid paying for their health premiums.