The U.S. Department of Health and Human Services is trying to use its regulatory machete to cut down state barriers to public exchange navigators.
HHS proposes new restrictions on state exchange helper requirements in a 279-page draft of Patient Protection and Affordable Care Act regulations, Patient Protection and Affordable Care Act; Exchange and Insurance Market Standards for 2015 Beyond (CMS-9949-P).
HHS would make an exception for state-based exchanges that have decided to have all Small Business Health Options Program (SHOP) small-group business come in through agents and brokers.
HHS also wants to pre-empt state rules that would require exchange helpers to back off when they find that consumers already have health coverage or already have relationships with agents and brokers.
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