Unexpected health care costs, inflation and running out of money can quickly deplete funds saved for retirement or the next generation. These concerns are very much on the minds of Americans of late.

According to a new study from Lincoln Financial Group, "Measuring Optimism, Outlook and Direction (M.O.O.D.) of America," nearly 6 in 10 Americans say that protecting their wealth is more important today than it was five years ago.

The report is the third in a series of Lincoln Financial studies that gauges American's financial attitudes and behaviors. Conducted by Whitman Insight Strategies, the current survey polled 2,352 U.S. adults ages 18 years of age and older.

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