Now in the new year, we're faced with a year's worth of goals. Isn't worrying about achieving goals enough? Here are five trends to think about, and perhaps worry over.

1. Regulation

The issue brokers might worry about is whether the enlightened self-interest of large health insurers aligns with brokers. Remember, they were quick to respond to MLR requirements by, in many ways, reducing your income. When it comes to lobbying the new Congress on the future of PPACA, whose side will they be on?

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