Are most wellness plans designed to make people with health risks healthier? Whether or not that is the intent of plan designers, new research suggests that healthy employees don't think wellness plans are worth participating in.

HealthMine, the consumer health engagement provider, decided to find out why research indicates that nearly half of employees don't go for all the incentives offered by their company wellness program.

So it asked 750 employees with access to a company wellness plan, but who had not taken advantage of the full range of incentives, what kept them from doing so.

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