A tax credit available to low- and moderate-income workers who save for retirement is going begging, possibly to millions of eligible people, largely because they're unaware of its existence.

So says Transamerica Center for Retirement Studies, which points to the Saver's Credit, also referred to as the Retirement Savings Contributions Credit by the Internal Revenue Service.

The credit is available to low- to moderate-income workers who are saving for retirement.

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