Every year thousands and thousands of articles appear, each intending to address some vital concern of 401(k) plan sponsors and fiduciaries.

And every year, those plan sponsors and fiduciaries find themselves most attracted to a certain few of those articles. Towards the end of the year, we learn about these specific articles in the ubiquitous "Top Ten Most Read" lists.

That's all well and good, but wouldn't a longer span of time reveal more about the interests and concerns of plan sponsors and fiduciaries?

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