If you're someone who makes widgets for a living, you're probably know a lot about making widgets. You'd probably leap at the opportunity to become a contestant on "Widget Jeopardy!" If there were a movie on widgets, you'd be hired as an expert consultant. Heck, you might even write a book on widgets. Of course, once it becomes a best seller, you'd quit your job and go on the speaking circuit, expounding across the land on the wholesome virtues of widgets.

But that leaves you with a problem. What should you do with your retirement account at the Ye Olde Widgets, Inc. 401(k) plan? You don't work there anymore and touring the country means you won't be able to conveniently contact them. There are a lot of good reasons to take your 401(k) money and run (here's ten of them: "10 Reasons Why It's Better to Rollover Your 401k into an IRA," FiduciaryNews.com, January 31, 2017). But you're just an expert in widgets. What do you know about retirement accounts?

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