A new survey of young people in the workforce show havingstudent debt negatively affects an employee's ability to befinancially responsible, even once they are employed.

Related: 10 worst states for student debt

Regina Corso Consulting conducted the survey online in January 2017, and gleaned datafrom 500 young employees between ages 22 and 33, as well as morethan 400 HR managers.

The main takeaways from the survey show young employees withlarge amounts of student debt don't pursue further education, planproperly for retirement, and suffer from stress related to payingoff the debt.

Fifty-four percent of employees surveyed say paying off theirstudent debt takes precedence over saving for retirement, and 55percent say current student debt is the barrier to pursuing thefurther education they want.

A majority of respondents also report their employers do notoffer student loan repayment, commuter financial assistance, orprofessional membership payments.

Related: Student debt stresses workers, threatensretirement

The results of the survey show a gap in the burden debt plays inthe life of young employees and the perceptions of their humanresource managers. Thirty percent of employees say they worry abouttheir student loans more than any other financial obligation, but10 percent of HR managers say they think their young employees aremost worried about student loans more than other obligations.

Many of the young people surveyed say health insurance andretirement are not enough to make a competitive benefits package,with so many carrying serious student debt. 94 percent said it’simportant to think past those two benefits if companies want toretain good employees, and 86 percent said they’d stay with acompany for at least five years if their employer helped paystudent loans.

If companies offered services like signing bonuses for studentdebt, a matching program for student loan payments, or financialplanning, more than 80 percent say they would take advantage ofit.

Related: 12 rules for student loanrepayment

This survey comes from American Student Assistance, a privatenonprofit, which focuses on eliminating finances as a barrier tofurther education and professional growth.