After 17 days lost in the Amazon jungle, Wrong Way Johnson emerged just before noon to find himself on a busy street. Johnson had not eaten in days. He immediately spotted two restaurants — a nondescript diner and an elegant establishment whose sign boasted of fine dining. The first question that popped into Johnson's mind was "I wonder which restaurant has the highest star rating?"

They don't call him "Wrong Way" for nothing. Remember, he's starving. Any food would meet his needs. A better question might be "Which restaurant is open right now?"

Too often, when confronted with making a difficult decision, a jungle of information distracts us, causing us to omit asking the right question. This is all the more true for retirement savers (see, "The Top Seven Questions Retirement Savers Fail to Ask But Should," FiduciaryNews.com, March 28, 2017).

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