High-deductible health plans might help make members more selective early in their plan year, but once they meet that deductible, all bets are off. A report from the Employee Benefit Research Institute shows that the likelihood of using low-value health services increases by as much as 83% once plan members meet their deductible. That includes services like cancer screenings below recommended ages, imaging for uncomplicated headaches, and vitamin D or prostate-specific antigen tests.
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