SECURE Act 2.0 was groundbreaking legislation that created systemic shifts in the retirement savings industry. This is great news for benefits professionals because the recent legislation presents a range of opportunities for employers and their employees, including tax credits, new distribution rules, catch-up contributions, and new plan features.
In the post-SECURE 2.0 era, smaller businesses, those with disabilities, part-time workers, non-profit employees, late savers, and many more will have access to retirement savings and additional benefits. The introduction of additional tools and savings vehicles highlight efforts to build a more equitable retirement system that supports expanded access to savings options for Americans.
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