If you follow me, you know that my mind has been on pancakes lately, so please forgive my tardiness on this article!  As many of you know, I run an annual fundraiser for a Veterans Clinic called "Pancakes for Roger" where we collect pictures from all over the world of people enjoying pancakes as a reminder to enjoy the little things in life and to pay homage to my late father, Major General Roger E Combs.  For every picture we get, we make a donation to help veterans across the country.  You might be thinking, "What does this have to do with insurance?" To be honest, my career in insurance has given me the ability to start this grassroots effort and we wouldn't be where we are as an official not for profit corporation if it wasn't for the support from this industry.  Countless friends and colleagues take part every year and it just warms my heart.  

Ethics are the cornerstone of our industry. As stewards of health care, our foremost duty is to our clients – guiding them through the complexities with integrity and compassion. Our commitment extends beyond profit margins; it's about prioritizing people over everything else. Our staff, vital to our mission, come next, ensuring they're supported and empowered. And those of us that are business owners? We come last, because true success lies in serving others selflessly.  Two women who I see live this out loud are our next two features: Melissa and Rachel, welcome to the fold!