Benefits Selling Magazine April 2012
Cover Story
Tough love
It’s against this backdrop of regulatory and economic uncertainty that a company such as The American Worker has managed to flourish since its inception.
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Storeylines
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To catch a broker
I just got off the phone with an associate producer for Dateline NBC in New York. I feel a little bit blindsided.
Departments
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Five mistakes people make when buying individual insurance
Here's what not to do when buying health insurance.
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Weight top wellness concern
Weight still weighs heavily on the minds of Americans
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Employer-paid health insurance drops to record low
The number of Americans getting health insurance from their employer continues to drop.
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Most say individual mandate is unconstitutional
72 percent of American adults say the individual mandate is unconstitutional.
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The No. 1 thing you need to do to succeed
If you were asked to give a rookie your No. 1, what would you say?
What's Next
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What they don’t know will hurt them
Many brokers know they should embrace voluntary more—yet they still sell very little voluntary. Why?
Features
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Benefits Selling 2012 Health Care Survey
For health care, 2011 was the year of the new: PPACA set off a rash of experiments, and payers, providers, benefits consultants and even retailers announced innovative plans. But what will it all amount to?
Competitive Advantage
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Tracking different trends
Here's what’s trending in the employee benefit area.
Feature Content
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Meet the new boss
Voluntary benefits have been a growing trend for almost 15 years. One way employers have responded to the poor economy and rising health care costs is by shifting the costs of certain benefits to their employees.
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This guy wrote his own rules
Nobody’s ever accused Steve Smith of playing it safe.
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Taking consumerism beyond 2.0
Improving health care buying behavior may go beyond just dollars and cents.
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What's the verdict on group legal plans?
When Ronald Ballerini was offered access to a group legal benefit through his employer, he was convinced of its value just after reading the brochure.
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What lies ahead for specialty pharmacy?
To say there’s a growing demand for specialty pharmacy is an understatement of vast proportions.
Source List
Columns
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How 2012 will impact CDHPs
The vast changes the PPACA intended to bring about—many of which impact consumer-driven health plans—are to be phased in gradually over a period of eight years ending in 2018.
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To bundle or not to bundle
In the new world of the fee disclosure rule, 401(k) plan sponsors may find it’s better to have paid more for “best of breed” than suffer the potential liability of one-stop shopping.
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Seay: What I've learned
Since being one of the first brokers on the cover of Benefits Selling, David Seay has continued to be one of the leading benefits brokers in the Atlanta area.










