There’s been a spate of stories about the “retirement crisis” and the “failure of the 401(k).” We’ll leave it to the political class to argue how many angels can dance on the head of a pin. We’re just going to address the reality.

The reality is more and more people are working in their retirement. Yes, some of them are doing so because they have to, but a surprising number are doing so even if they don’t need the money or the benefits. In either case, it might make sense for plan sponsors to educate their employees about what to expect in this new, modern retirement. 

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