The fate of the Affordable Care Act’s employer mandate islooking bleaker with each day of President Trump’s newadministration – but experts say that without a mandate, mostemployers are unlikely to begin offering the skimpiest of plans inresponse.

The question of a mandate repeal no longer one of “if,” butrather “when,” according to many industry experts.

Last week, Sen. Rand Paul introduced the Obamacare ReplacementAct. This bill does away with the ACA’s employer mandate, essentialhealth benefits requirements, community ratings underwritingrestrictions and medical loss ratio rules that affect, in part,brokers’ group plan commissions.

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Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.