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At some point, most parents will face the dilemma of saving for retirement or paying for their child's college. (Photo: iStock)

Just before any flight takes off, your friendly steward/stewardess demonstrates how to use the oxygen mask “in the unlikely event of cabin depressurization.” What’s the first thing you’re told? “Apply the mask to yourself before you give it to a child or anyone else.” Are they advocating a selfish act? No. They realize your child is more likely to survive if you’re conscious and the child is unconscious, rather than the other way around.

Christopher Carosa


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