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The perception of ever higher out-of-pocket health-care costs obscures important facts about health care spending. (Photo: Shutterstock)

“Dad, I got a bill for $1,113.” One of our daughters was incensed. “I went to my doctor with a simple question. She sent me downstairs where they drew a few tubes of blood for tests. It took two minutes. How do I owe over $1,000?”

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