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A recent study raises an important question for all retirement policy stakeholders: Do automatic savings requirements restrict workers’ cash flow and in turn require other expenses to the financed by higher debt? (Photo: Shutterstock)

Automatic enrollment, the defined contribution plan design feature considered essential for closing retirement savings shortfalls, has vastly accelerated participation in workplace retirement savings plans, as was expected when the Pension Protection Act was passed in 2006.

Nick Thornton


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