Thanks to an exemption in the original ACA rules, issuers of short-term medical insurance can apply any underwriting rules and benefits limits state regulators will permit. (Image: Shutterstock)

The administration of President Donald Trump has unveiled an eagerly awaited final rule that lifts the current three-month cap on how long short-term medical insurance coverage from a single issuer can list.

Trump’s “tri agency” team — his U.S. Department of Labor, his U.S. Department of Health and Human Services, and his Internal Revenue Service — has declared that an insurer can design its “short-term, limited-duration insurance policies” in such a way that the coverage can stay in place for up to 36 months.

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