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Stacks of coins and coin jar According to HSA Bank, although health care is one of the biggest retirement expenses, most respondents rarely save money for it. (Photo: Shutterstock)

There’s often a disconnect between employees and their benefits, according to HSA Bank’s 2020 Health & Wealth Index, which found many consumers aren’t familiar enough with key aspects of their health plans, aren’t planning adequately for retirement and are worried about managing their future health needs.

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