Stacks of coins and coin jar According to HSA Bank, although health care is one of the biggest retirement expenses, most respondents rarely save money for it. (Photo: Shutterstock)

There’s often a disconnect between employees and their benefits, according to HSA Bank’s 2020 Health & Wealth Index, which found many consumers aren’t familiar enough with key aspects of their health plans, aren’t planning adequately for retirement and are worried about managing their future health needs.

Among those surveyed, 42% didn’t know whether they were eligible for HSA under their health care plan, while less than half knew what their health plan costs were.

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