The list of insurance products commonly marketed as ACA policy alternatives includes short-term health insurance, hospital indemnity insurance, critical illness insurance and accident insurance.

Some state insurance regulators want to crack down on companies that market health insurance products that could serve as an alternative to major medical insurance.

The National Association of Insurance Commissioners is setting up a working group that will look at marketing of products that may pay for some health care but that do not meet the Affordable Care Act requirements for major medical insurance.

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