Burlap bag with dollar sign, heart and HDHP symbols

Consumers with high-deductible health plans are not as satisfied with their coverage as those with traditional plans. Two-thirds of traditional plan enrollees were extremely or very satisfied with their overall health plan, compared with just more than half of HDHP enrollees, the EBRI/Greenwald Research Consumer Engagement in Health Care Survey found.

"Lack of experience with their health coverage may account — at least in part — for this difference," according to the survey report. "Higher out-of-pocket costs may also contribute to the difference in satisfaction, but other disconnects exist."

There also is a discrepancy in how participants feel about prices:

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  • Sixty-three percent of traditional plan enrollees were satisfied with the cost of prescription drugs, compared with 47% of HDHP participants.
  • When it comes to other health care services, 57% were happy with the cost they pay, while only 47% of those with HDHP plans were.

However, satisfaction levels among HDHP enrollees almost doubled when tenure with their health plan went from less than one year to three or more years. The percentage reporting that they were extremely or very satisfied with their HDHP increased from 32% to 58%. In contrast, among traditional plan enrollees, satisfaction increased only from 56% to 71%.

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