LTD Source List
LTD Source List
Women, younger individuals, and individuals who experienced an increase in either premiums or cost sharing are more likely to seek information on health care costs, quality, and access in order to make informed decisions.
Time to usher in the new. Jim Christenson, one of this years Benefits Selling Expo speakers, gives us some insight on where the employee benefits industry will tread throughout the next five years, and what to expect out of health care reform. The following is just a preview. Dont miss...
Do you remember reading this columns headline in this magazine just over two years ago? I do. Credit the headline to Denis Storeys interview of Tracy Dieterich in the March 2009 issue. Its available on the Benefits Selling web site in case you missed it. Its a...
Your article (Lent Trap, March 9 Editors Blog) is right on the money. If [the Department of Health and Human Services] is going to waive the requirements of ObaminationCare for all
It hasnt been easy for health agents and brokers moving forward after new federal medical loss ratio regulations were passed last November.
With last years open enrollment season fading into memory, it would seem like a good time to move on to other business. But that would be a mistake. The reality is that your clients need you more than ever particularly if they introduced a high-deductible health plan with health...
Theres something reassuring about the way David Pittard handles his business. His methods of finding cost solutions through health and welfare management have been time-tested and successful. But in a post-reform era, Pittard faces his biggest challenges yet, with hope that the opportunities will prevail.
Companies and their more highly compensated executives are increasingly realizing the need for individual disability insurance coverage. That means competition among insurance carriers for this book of business is also heating up. With more insurers entering this market, employers as well as brokers should do their due diligence when it...
Since 1998, my general agency has actively assisted health insurance agents in the implementation of hundreds of group limited medical plans otherwise known as mini meds. Id like to weigh in on the present and future role of these plans and cut through some mythology, confusion and outright distortions surrounding...
Tom Riekse Jr.
Thereve been some significant changes in long-term care insurance offered to corporate clients in 2010. The lessons learned could lead to a dramatic shift in how LTCI is offered to groups in the future. This article will discuss some of the changes that have taken place and what to look...
In 2009, John T. Newby founded ETMG in Austin, Texas where his company functions as distributor between carriers and brokers to design plans that meet specific client needs.
Back in the old days, doctors did business a little differently.
How benefits brokers can lead employers to integrating benefits, with the goal of absence management.
Employees were asked: Which health issue are you most trying to stay ahead of this year?
Benefits Selling EXPO 2011 Exhibitor Source List
Heart and vascular conditions account for more than half of all claims paid on Colonial Life & Accident Insurance Co.s critical illness insurance policies. According to Colonial Life claims statistics,
Almost all employees who take part in individual benefits counseling sessions say they better understand their benefits, according to Colonial Life.
Only 34% of all employees believe that employer programs encourage them to live a healthier lifestyle
Direct results of the ppaca on health insurance professionals
Nikki SjodenElevation Insurance ServicesDenver
I speak frequently before audiences of producers. Often sponsors of the event are provided an opportunity to give a short commercial. Representatives from carriers and general agents troop up to the podium and give their two-to-three minute pitch.
More employees are turning to their employers to be a resource for medical and health information.
Bonnie Brazzell, Gil Lowerre
Lowered commissions, increased competition, loss-ratio mandates, buying direct from exchanges, carriers withdrawing from the medical market, and on and on and on.
LAS VEGAS A trade show can be a boon for a stumped writer starved for material. A trade show in Las Vegas can be the mother lode or a disaster.
ACOs are designed to facilitate coordination and cooperation among providers but some fear a drop in the number of dependent hospitals and doctors.