BenefitsPRO Magazine-November 2014

LTCI source list

Charlene Harris

Benefits Selling's 2014 Readers’ Choice Awards

Denis Storey

That time of year when thoughts turn sullen at the end of summer, hopeful (or stressed) at the approaching holidays and frantic at the start of another enrollment season.

5 ways to kill the LTCI slump

Barbara Stahlecker

LTCI is dead, a financial planner told me recently.

Chaos theory

Amber Taufen

As the notion of value-based payment has taken hold in the health care marketthe concept that health care providers should be paid according to the quality of care they offer, as opposed to today's fee-for-service payment methodinsurers, from the Centers for Medicare & Medicaid Services to commercial payers, have had...

Headed for a facelift?

Nathan Solheim

Though health insurance has undergone a major operation thanks to the Patient Protection and Affordable Care Act, much about the country's health care operation has remained the same.

What you can use

Susan L. Combs, Photographs by David Johnson

Im from a micro-town of 986 people called King City, Missouri, where I graduated in a class of 15 people.

The train is leaving the station

Bonnie Brazzell and Gil Lowerre

Weve all read and heard how the Patient Protection and Affordable Care Act is creating more opportunity for voluntary sales.

Inspired by John Keenan

Marty Traynor

John Keenan, founder of California-based Keenan & Associates and an industry icon, died Sept. 3.

“Have you seen me?”

Brian Hicks

Before sitting down today to pen this month's column, I did something I do multiple times a day. I made a sales presentation.

PPACA's carrier crackdown saves billions

Kathryn Mayer

The Patient Protection and Affordable Care Act's rules regulating carriers may have not have benefited the health insurance industry but theyve yielded nearly $3 billion in savings to consumers in the last two years, the Obama administration said.

Wal-Mart slashes everything

Denis Storey

It's hard to believe our own version of Halloween lands in two weeks when PPACA kicks off round two of open enrollment

FSA rule change drives double-digit growth

Kathryn Mayer

Last year's change to the longstanding use-it-or-lose-it rule for flexible spending accounts is driving double-digit enrollment growth.

Why MLR rules might not be effective anymore

Amber Taufen

The Patient Protection and Affordable Care Act introduced medical loss ratio rules into the U.S. health care system with the underlying intent to cap profitsand subsequently costsby requiring each carrier to have a medical loss ratio of 80 percent for most small employer and individual group policies, and 85 percent...

Broker on Record

Peter Westerman

You will get rewarded later.

Employer health plan deductibles see big jump

Kathryn Mayer

Average annual premiums for employer-sponsored family health coverage are up a modest 3 percent this year, but deductibles are another story.

Why you should connect with women this enrollment season

Keith Storie

More and more attention has been focused on women and how they make inroads in their careers.

What's really feasting on America's retirement readiness

Christopher Carosa

Fees might get all the headlines, but a recent survey ranks them last when it comes to lack of retirement readiness.

What to know about PPACA's second enrollment period

Kathryn Mayer

It's time to get ready for round two of Obamacare. Open enrollment in PPACA plans runs Nov. 15-Feb. 15, and there's plenty that's changed since last year.