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"uri": "/2014/11/01/benefits-sellings-2014-readers-choice-awards/",
"title": "Benefits Selling's 2014 Readers’ Choice Awards",
"summary": "That time of year when thoughts turn sullen at the end of summer, hopeful (or stressed) at the approaching holidays and frantic at the start of another enrollment season.",
"byline": "Denis Storey",
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"title": "5 ways to kill the LTCI slump",
"summary": "LTCI is dead, a financial planner told me recently.",
"byline": "Barbara Stahlecker",
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"title": "Chaos theory",
"summary": "As the notion of value-based payment has taken hold in the health care marketthe concept that health care providers should be paid according to the quality of care they offer, as opposed to today's fee-for-service payment methodinsurers, from the Centers for Medicare & Medicaid Services to commercial payers, have had...",
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"title": "Headed for a facelift?",
"summary": "Though health insurance has undergone a major operation thanks to the Patient Protection and Affordable Care Act, much about the country's health care operation has remained the same.",
"byline": "Nathan Solheim",
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"summary": "Im from a micro-town of 986 people called King City, Missouri, where I graduated in a class of 15 people.",
"byline": "Susan L. Combs, Photographs by David Johnson",
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"title": "The train is leaving the station",
"summary": "Weve all read and heard how the Patient Protection and Affordable Care Act is creating more opportunity for voluntary sales.",
"byline": "Bonnie Brazzell and Gil Lowerre",
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"uri": "/2014/11/01/inspired-by-john-keenan/",
"title": "Inspired by John Keenan",
"summary": "John Keenan, founder of California-based Keenan & Associates and an industry icon, died Sept. 3.",
"byline": "Marty Traynor",
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"uri": "/2014/11/01/have-you-seen-me/",
"title": "“Have you seen me?”",
"summary": "Before sitting down today to pen this month's column, I did something I do multiple times a day. I made a sales presentation.",
"byline": "Brian Hicks",
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"prettyDate": "November 01, 2014",
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"uri": "/2014/11/01/ppacas-carrier-crackdown-saves-billions/",
"title": "PPACA's carrier crackdown saves billions",
"summary": "The Patient Protection and Affordable Care Act's rules regulating carriers may have not have benefited the health insurance industry but theyve yielded nearly $3 billion in savings to consumers in the last two years, the Obama administration said.",
"byline": "Kathryn Mayer",
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"prettyDate": "November 01, 2014",
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"uri": "/2014/11/01/wal-mart-slashes-everything/",
"title": "Wal-Mart slashes everything",
"summary": "It's hard to believe our own version of Halloween lands in two weeks when PPACA kicks off round two of open enrollment",
"byline": "Denis Storey",
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"prettyDate": "November 01, 2014",
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"uri": "/2014/11/01/fsa-rule-change-drives-double-digit-growth/",
"title": "FSA rule change drives double-digit growth",
"summary": "Last year's change to the longstanding use-it-or-lose-it rule for flexible spending accounts is driving double-digit enrollment growth.",
"byline": "Kathryn Mayer",
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"prettyDate": "November 01, 2014",
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"uri": "/2014/11/01/why-mlr-rules-might-not-be-effective-anymore/",
"title": "Why MLR rules might not be effective anymore",
"summary": "The Patient Protection and Affordable Care Act introduced medical loss ratio rules into the U.S. health care system with the underlying intent to cap profitsand subsequently costsby requiring each carrier to have a medical loss ratio of 80 percent for most small employer and individual group policies, and 85 percent...",
"byline": "Amber Taufen",
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"prettyDate": "November 01, 2014",
"wordcount": "477",
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"uri": "/2014/11/01/broker-on-record/",
"title": "Broker on Record",
"summary": "You will get rewarded later.",
"byline": "Peter Westerman",
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"prettyDate": "November 01, 2014",
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"uri": "/2014/11/01/employer-health-plan-deductibles-see-big-jump/",
"title": "Employer health plan deductibles see big jump",
"summary": "Average annual premiums for employer-sponsored family health coverage are up a modest 3 percent this year, but deductibles are another story.",
"byline": "Kathryn Mayer",
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"uri": "/2014/11/01/why-you-should-connect-with-women-this-enrollment-season/",
"title": "Why you should connect with women this enrollment season",
"summary": "More and more attention has been focused on women and how they make inroads in their careers.",
"byline": "Keith Storie",
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"uri": "/2014/11/01/whats-really-feasting-on-americas-retirement-readiness/",
"title": "What's really feasting on America's retirement readiness",
"summary": "Fees might get all the headlines, but a recent survey ranks them last when it comes to lack of retirement readiness.",
"byline": "Christopher Carosa",
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"uri": "/2014/11/01/what-to-know-about-ppacas-second-enrollment-period-2/",
"title": "What to know about PPACA's second enrollment period",
"summary": "It's time to get ready for round two of Obamacare. Open enrollment in PPACA plans runs Nov. 15-Feb. 15, and there's plenty that's changed since last year.",
"byline": "Kathryn Mayer",
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