BenefitsPRO Magazine-November 2017

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  • HSA/FSA facts for open enrollment

    Jeremy Miller

    Open enrollment is underway and will continue through the end of the year. And while this is a key time for employees as they enroll in benefits that will protect their health and finances and keep their families secure for the coming year, it is also a crucial opportunity for...

  • Don't jump the gun

    Gil Lowerre and Bonnie Brazzell

    As a group, voluntary brokers and executives have historically overreacted to industry developments.

  • The rise of reference-based pricing

    Mike Dendy

    Since the discounting levels from PPOs are a tightly guarded secret, employers are unaware that they are paying three times what the largest payer in the country has deemed to be fair reimbursement.

  • A matter of trust

    Scott Wooldridge

    The practice of selling both health benefits and property and casualty insurance (P&C) from one brokerage continues to be a growing trend at a time of industry consolidation and increasing use of technology.

  • Future-proof

    Peter Westerman

    Bret Brummitt is a managing partner at A.G. Insurance, a benefits firm that strives to lead the industry as pioneers who create improvement that touches the lives of those they serve.

  • Social exhaustion

    Paul Wilson

    I have mixed feelings about social media. More and more, it seems like an incredible time suck, filled with never-ending streams of inane cat videos and unasked for political opinions. Still, Im as susceptible as anyone and often find myself mindlessly staring and swiping, liking and commenting, until I have...

  • Over the line?

    Susan Bilbro

    Under the Preserving Employee Wellness Programs Act, introduced in the House of Representatives in March 2017 (H.R. 1313), employers may be able to encourage employees to provide identifiable genetic information and family medical history more strongly than ever before.

  • One nation, rebuilding

    Paul Wilson

    The EPIC Insurance Brokers & Consultants family was impacted directly, as our Southwest Regional HQ is located in Houston.

  • 401(k)s: a geographic breakdown

    Christopher Carosa

    There's a lot of talk about the adequacy of the current 401(k) system. Naysayers complain it's not broadly accessible, and in a sense, that's true. According to the latest data from the Bureau of Labor Statistics National Compensation Survey, 40 percent of all workers don't have access to a defined...

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