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while some states are still sorting through ballots (handwritten or otherwise), I can't help but wonder whether all this reading of tea leaves is worth the breath we waste on it.

HR is busy trying to put out the fires started by confusion and disgruntled employees, and amidst it all, are often missing opportunities to gain more participation in their benefits plans.

The Department of Health and Human Services is offering grants to ambitious states that can be the first to produce consumer-friendly technology for health care exchanges.

However, as I look at my flex plan enrollment form, I can't help but feel like health reform pulled a fast one on us. And it was sneaky.

Restaurants fear new reform mandates will jeopardize their ability to offer affordable health insurance to part-time and full-time hourly workers that participate in a limited medical plan.

Roughly one-third of respondents say they will reduce health care benefits, 23 percent will reduce bonuses, and 18 percent will be reducing stock options/equity based compensation.

A growing number of successful advisors use "client segmentation strategies" in which communications and services are matched to personal life stages, attitudes or objectives. For ...

Actually, it's not. The problem is, many advisors and producers don't understand the process, thus they make it hard to get results.The financial sales model ...