Though considered the most expensive of the Patient Protection and Affordable Care Act metal health coverage plans, platinum plans for certain consumers may be the most economical option.
When it comes to covering the cost of specialty drugs, platinum plans offer the lowest out-of-pocket cost to the consumer, according to a HealthPocket study of public information about the various metal plans from nine states.
HealthPocket looked at the average out-of-pocket costs for each exchange plan (platinum, gold, silver, bronze) on five common specialty drugs. These are defined as drugs that are expensive, treat complex conditions, and have few or no generic alternatives.
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