(Editor's note: This blog has been republished here with permission from Zane Benefits. This is part three of an ongoing series. You can check out part one here and you can read the original, in its entirety, here.)
As crazy as it might sound at first, you should be asking your employer, "Could you please cancel our group health insurance plan?"
Why? Because if you are offered qualified affordable group health insurance by your employer, you and your family are disqualified from receiving the federal subsidy, even if you are eligible based on your income.
Group health vs. individual coverage
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