When it comes to their finances, putting aside funds for retirement is way down the list for Americans in 2015.

According to a poll from American Consumer Credit Counseling, the top financial priority this year for most of the country is to pay off debt.

Whether it's student loans, credit cards or some other obligation that's hanging over their heads, 71 percent of those surveyed said cutting their debt would be their main financial focus this year. And, by the way, 61 percent of this group are over 45. 

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