James B. Levasseur |
June 18, 2018
The physician shortage has prompted a growing number of brokers, employers and HR professionals to take a serious look at telehealth, the remote delivery of health care services and clinical information using the internet, wireless, satellite and telephone media.
Market Insights
John Tozzi |
June 18, 2018
The air-ambulance industry says reimbursements from U.S. government health programs, don’t cover their expenses, and they must pass the cost on to others.
Expert Opinion
Michael Haddon |
June 18, 2018
In today's environment, companies need to adopt a much more proactive approach when it comes to employee retention.
Analysis
Jack Craver
|
June 18, 2018
Unsurprisingly, the decline in the uninsured rate for children has a lot to do with the decline among adults following the passage of the ACA.
News
Allison Bell |
June 18, 2018
America's Health Insurance Plans will be running ads over the next year to "bring employer-provided coverage to the forefront."
Commentary
Ramesh Ponnuru |
June 18, 2018
The latest challenge to Obamacare is on far weaker ground than the two major anti-Obamacare lawsuits that preceded it.
Expert Opinion
Bryce Sanders |
June 18, 2018
Properly done, prospecting brings assets, revenue and even referrals.
Expert Opinion
Jake Cleer |
June 17, 2018
Employers need to be aware of how an employee’s well-being impacts the workplace, and what they can do to achieve a high ROH.
Market Insights
Nick Thornton
|
June 15, 2018
Did you know record flows in 2017 pushed TDFs over the $1 trillion mark? Here are more TDF trends.
News
Marlene Satter
|
June 15, 2018
According to the Entrust Group's Real Estate Investor Market Research Report, IRAs are buying more property in the midwest.
Instant Insights / Top Reads for Employee Wellness Month
By Marlene Satter
| May 03, 2018
Not only are companies planning to expand existing programs, but they’re increasing incentives to entice workers to buy into such programs.
Browse Instant Insights →
Read More Stories →
Analysis
Marlene Satter
|
June 15, 2018
More money spent on health care will mean less spent on priorities such as education, transportation and public safety.
Research
Marlene Satter
|
June 15, 2018
53 percent of households that have gone through a divorce are at risk in retirement, statistics show.
Market Insights
Jack Craver
|
June 15, 2018
Wall Street's reputation for demanding long hours of employees, particularly young ones, does not sit well with today's young professionals.
Analysis
Noah Smith|
June 15, 2018
Some argue that when we take shadow unemployment into account, the economic recovery — and the associated wage growth — are right on track.
News
Spencer Soper|
June 15, 2018
The people who command six-figure salaries to negotiate multimillion-dollar deals are being replaced by software that predicts what shoppers want.
News
Jack Craver
|
June 15, 2018
A number of large employers are trying to negotiate reimbursements rates directly with health care providers, rather than going through an insurer.
Paul Wilson
|
June 15, 2018
Health care and the world of employee benefits have been in a state of uncertainty for many years, since long before the Affordable Care Act (ACA) took…
Quick Takes
Emily Payne
|
June 14, 2018
The world of employment law is vast and complex, and getting more confusing every day. It’s next to impossible to keep track of the myriad updates to…
News
Allison Bell|
June 14, 2018
The ACA risk corridors program was supposed to use cash from health insurers that did well in the ACA public exchange program to help those that did poorly.
News
Nick Thornton
|
June 14, 2018
Exorbitant withdrawal liabilities on employer-sponsor balance sheets may crush employers’ ability to compete.
Analysis
Katie Kuehner-Hebert
|
June 14, 2018
Workers are concerned about whether their data is secure against hacking and theft, and that they want their employer to be transparent on what data is being collected.
Investigation
Fred Schulte, Kaiser Health News(Maria Fabrizio for KHN)|
June 14, 2018
Kaiser Health News is releasing years of Purdue Pharma's internal budget documents to offer insight into the hundreds of millions of dollars spent to launch and promote OxyContin.
News
Marlene Satter
|
June 14, 2018
The latest action includes CMS guidance to assist states in leveraging Medicaid to combat the opioid epidemic.
Commentary
Barry Ritholtz|
June 14, 2018
Confusing politics with corporate profits and the state of the economy is not the ideal way to invest.
Rob Carnaroli|
June 13, 2018
Below are a few of my favorite strategies to bridge the age gap and maintain strong relationships, no matter the client’s generation.
Commentary
Christopher Carosa
|
June 13, 2018
Fresh off of an historic meeting with North Korean leader Kim Jong Un, can Trump again repeat doing the unexpected here at home?
Analysis
Nick Thornton
|
June 13, 2018
The framing of Social Security as an “entitlement” program, rather than an insurance program, has helped sow the ideological divide in Congress.
Market Insights
Melissa Karsh and Emily Chasan|
June 13, 2018
The asset managers are betting that a surge in interest in environmental, social or governance investing will carry through to 401(k)s.
Best Practices
Ginger Szala|
June 13, 2018
Want to feel empowered? Sit straight and have “presence,” social psychologist Amy Cuddy tells Envestnet Summit RIAs.
Q&A
Joe Elsasser and Ron Piccinini|
June 13, 2018
"Advisor" Joe Elsasser and "Quant" Ron Piccinini discuss how to minimize insurance costs and what the future might hold.
News
Anna Edney and Steven T. Dennis|
June 13, 2018
Republicans are already on shaky ground before the mid-term elections, and the loss of one of the most popular parts of the ACA might be a death knell.
Expert Opinion
Jack Towarnicky|
June 13, 2018
If you offer company stock as an investment option in your retirement savings plan, you may want to take another look.
Infographic
Emily Payne
|
June 13, 2018
With Father’s Day just around the corner, life insurance company ShelterPoint decided to take a look at how paid family leave polices are impacting working dads.
Expert Opinion
Bridget Lipezker|
June 13, 2018
Health advocates may be just what the industry needs to help drive true health care consumerism.
Market Insights
Katie Kuehner-Hebert
|
June 13, 2018
While the medical cost trend is stabilizing, average employee costs continue to escalate as their health and performance aren’t improving.
News
Jack Craver
|
June 13, 2018
To fix the health care system, target price uniformity, transparency and technology, CEO David Ricks says.
Research
Suzanne Woolley|
June 13, 2018
World wide, workers didn’t seem to realize that changes in the labor force, tech and climate will affect their retirement plans.
Expert Opinion
Bryce Sanders|
June 13, 2018
Investors can benefit by working with someone whose job includes looking at the bigger picture.
Market Insights
Caroline Marwitz, Chris Nicholls, Eric Ryles|
June 12, 2018
Check out this interactive infographic and see which occupations and industries had surprisingly great 401(k) plans.
Rob Piazza|
June 12, 2018
For employers and brokers trying to determine how to decrease pharmacy costs for their organization and clients, here are three distinct components to consider.
Commentary
BenefitsPRO Editors|
June 12, 2018
We asked our readers to share their solutions to fix some of the health care and benefits industry's biggest problems. Here's their action plan.
Market Insights
Katie Kuehner-Hebert
|
June 12, 2018
Programs in North America and Europe will likely see the biggest gains due to high health care expenditures and the availability of a wide range of providers.
Podcast
David Saltzman|
June 12, 2018
In today’s fast-paced and rapidly growing self-funding world, a TPA has to be flexible, nimble and multi-faceted.
News
Anna Edney|
June 12, 2018
“Such a system’s incentives, detached from artificial list prices, would likely serve patients far better,” Azar said in a hearing.
News
Sahil Kapur and Erik Wasson|
June 12, 2018
Health care is the GOP’s greatest political vulnerability in midterm elections, and the Trump administration has poured gasoline on already burning fire.
Market Insights
Katia Dmitrieva|
June 12, 2018
A recent report from the Bureau of Labor Statistics suggests that independent work is on the decline, but the numbers don't add up.
Expert Opinion
Michael Serbinis|
June 12, 2018
By thinking broadly about your mental health benefit offerings, you can better provide value and meet the needs of your employees.
Career Moves
Caroline Marwitz
|
June 11, 2018
From HR to advisory services to insurance to technology, the employee benefits industry is making news.
News
Marcia Coyle|
June 11, 2018
Will the SCOTUS decision "spur plaintiffs to file multiple ‘protective’ class actions"?
Research
Marlene Satter
|
June 11, 2018
Employers are making life harder, not easier, for their workers through “antiquated attitudes" about time off, productivity and workloads.
Mike Estep|
June 11, 2018
Given the positive impact that preventive care can have on oral and eye health, brokers and consultants should encourage employers to consider the following steps.
News
Evgenia Pismennaya and Ilya Arkhipov|
June 11, 2018
Russia would raise its retirement age for men to 65 by 2024, but life expectancy is projected to be 70 years.
News
Allison Bell|
June 11, 2018
Alex Azar II said at a recent hearing that Congress is to blame for the lack of cost-sharing reduction subsidy payments.
News
Marlene Satter
|
June 11, 2018
The $51 billion plan is intended to give veterans more access to the private sector for health care in the name of shortening wait times and improving care.
News
Pauline Bartolone, California Healthline|
June 11, 2018
Becerra’s pledge came in response to an announcement from the administration Thursday that it would not defend key parts of the ACA in court.
News
Alicia Ritcey and Alistair Barr|
June 11, 2018
Employees are requesting Alphabet consider related metrics in incentive plans, with a focus on diversity and inclusion in the workforce.
Ranking
Marlene Satter
|
June 11, 2018
CareerCast’s 2018 Jobs Rated report includes 20 new job titles that weren’t evaluated last year, all from health care and technology fields.
Market Insights
Allison Bell|
June 11, 2018
A review of health insurers' first-quarter earnings reports that the eight publicly traded health insurers Moody's rates generated higher revenue and improved ratios of claim costs to premium revenue.
Market Insights
Katie Kuehner-Hebert
|
June 11, 2018
More workers are embracing gig work for a variety of reasons, sparking the need for employers to change their work models.
Research
Nick Thornton
|
June 08, 2018
What Vanguard's study of its 4.6 million plan participants reveals about DC plans, investments & human behavior.
Commentary
Kevin Trokey|
June 08, 2018
We are on the cusp of addressing one of the most challenging issues facing our country and economy today.
News
Marlene Satter
|
June 08, 2018
The new law is the “model law” that was drafted by the National Association of Insurance Commissioner; will other states adopt it?
Analysis
Allison Bell|
June 08, 2018
Subsidy spending could grow an average of 9 percent per year from 2019 through 2028, according to analysts at the Congressional Budget Office.
News
Vasilios J. Kalogredis|
June 08, 2018
In 2017, insurance company Anthem, Inc. began implementing new medical coverage policies that affect emergency services and medical imaging.
Analysis
Katie Kuehner-Hebert
|
June 08, 2018
Asian Americans represent 12 percent of the professional workforce while making up only 5.6 percent of the population, creating a “potential blind spot” for companies
News
Julie Rovner, Kaiser Health News|
June 08, 2018
The practice of pushing price increases onto the silver-level plans in the ACA marketplaces was used by many states for 2018 policies.
News
Kartikay Mehrotra|
June 08, 2018
The legal motion is mostly symbolic and any substantive action in the lawsuit will likely take months.
News
Suzanne Wooley|
June 08, 2018
Yes, cue the tiny violins—this is desperation among the mass affluent.
Best Practices
Jeremy Miller|
June 08, 2018
Here are HSA tips and 4 contribution scenarios that employers should consider sharing with employees of all ages.
Sally Poblete|
June 08, 2018
The millennial generation — which generally refers to individuals born between 1980-1996 — continues to fascinate businesses. Millennials are now the…
Market Insights
Ginger Szala|
June 08, 2018
Even the “father of 401(k)s” says the business has gotten too complex. He and others say they have found better small-business solutions.
Quick Takes
Emily Payne
|
June 07, 2018
Here's a look at some of the state-level legislative actions affecting employment law this week.
Research
Marlene Satter
|
June 07, 2018
The Center for Retirement Research examined the proliferation of 401(k) lawsuits. Here's what they found.
News
Katherine Chiglinsky and Zachary Tracer|
June 07, 2018
"We should have an announcement on that matter within maybe two weeks,” Buffet said.
Expert Opinion
Christopher Carosa|
June 07, 2018
You’re surrounded by multiple teams, and the more teams you have, the stronger your business will be and the faster it will grow.
Best Practices
Emily Payne
|
June 07, 2018
Older workers are staying on the job, and employers are happy to have them. Here's how to make sure the relationship continues to run smoothly.
Research
Marlene Satter
|
June 07, 2018
In 2016, Millennials resigned at a rate three times that of workers overall, and twice that of nonmillenials.
News
Sahil Kapur|
June 07, 2018
The plan comes as single-payer insurance, an issue once confined to the fringes of the left, moves into the mainstream of the Democratic Party.
Expert Opinion
Sushma Tripathi|
June 07, 2018
Taking vacation is good for employee productivity; here's how you can structure and communicate a time off policy that employees can’t possibly refuse.
Analysis
Nick Thornton
|
June 06, 2018
If the court finds CalSavers to be an ERISA plan, California’s law could be preempted by federal law.
Analysis
Jack Craver
|
June 06, 2018
People who sign up for insurance plans and then drop coverage after their health care needs are satisfied leave the remaining insured holding the bill.
BenefitsPRO editors|
June 06, 2018
In his BenefitsPRO Broker Expo presentation, voluntary expert Eric Silverman outlines what advisers need to do to move beyond a status-quo enhanced benefits strategy.
News
Allison Bell|
June 06, 2018
But a professor said the accounts do little to improve access to care, or health care system efficiency.
Market Insights
Sarah Ponczek|
June 06, 2018
The same software that runs on IBM’s Watson platform will drive the AIIQ ETF.
Scott Wooldridge|
June 06, 2018
The ACA as a whole still stands, but myriad revisions and tweaks are keeping HR managers on their toes.
Sho Chandra|
June 06, 2018
The gains reinforce the view that the economy is creating jobs at a pace that can absorb any remaining labor-market slack.
Market Insights
Phil Galewitz, Kaiser Health News|
June 06, 2018
The Medicare board of trustees said the program’s hospital insurance trust fund could run out of money by 2026.
Expert Opinion
Wayne Wall|
June 06, 2018
An office today can mean many things other than a building where everyone works, and that office requires very different communication strategies.
Commentary
Law Journal Editorial Board|
June 06, 2018
The recently enacted Diane B. Allen Equal Pay Act calls for equal pay for “substantially similar” work... which means what, exactly?
Expert Opinion
Shane Wolverton|
June 06, 2018
As the health care paradigm shifts from quantity to quality, brokers who speak the language of value-based care are poised to thrive.
Research
Marlene Satter
|
June 06, 2018
Research suggests your odds of success when asking for a raise depend on your gender and race.
Best Practices
Tom Hawkins|
June 06, 2018
Here's a high-level framework to help plan sponsors understand and address the small 401(k) account problem.
News
Nick Thornton
|
June 05, 2018
Death spiral begins this year, as costs will outstrip revenue
News
Nick Thornton
|
June 05, 2018
A group alleges participants in CalSavers won't have the protections built into ERISA.
Analysis
Nick Thornton|
June 05, 2018
The SEC said its proposal will 'provide clarity' on the requirements of the best interest obligation -- but lawyers say it does not.
Quiz
Caroline Marwitz
|
June 05, 2018
Take our quiz on some simple ERISA details and see how you measure up.
Research
Katie Kuehner-Hebert
|
June 05, 2018
Employees want to be able to update personal information, manage time off, view payroll information and more without having to go through the HR department.
David Saltzman|
June 05, 2018
Jim Polsfut, CEO and Chairman of North American Specialty Hospital, helps us understand changes in travel for treatment — a benefit that is advantageous to both employer and employee.
Expert Opinion
Bradley Taylor|
June 05, 2018
How to free up your HR team so they can focus on what really matters.
Commentary
Emily Payne
|
June 05, 2018
As National Employee Wellness Month gets under way, it's a good time to expand the discussion of well-being to include digital health.
News
Phil Galewitz, Kaiser Health News|
June 05, 2018
CMS administrator Seema Verma refused to discuss the findings in any detail or comment on any individual states that performed poorly or exceptionally.
News
Allison Bell|
June 05, 2018
Consumers who had dental insurance before can get immediate coverage for basic and major services.
Commentary
Marty Traynor|
June 05, 2018
Why has the small-group market been so overlooked by benefit professionals?
News
Martin Z. Braun|
June 04, 2018
Direct loans are predominantly floating rate, making them attractive to investors such as pension funds, if interest rates rise.
Research
Marlene Satter
|
June 04, 2018
Kids these days -- they know nothing about investing. At least that's what millennials and boomers think.
News
Marlene Satter
|
June 04, 2018
UnitedHealth Group is ahead of the pack in acquisitions, while Centene Corp., Humana and Anthem are more recent entrants into the acquisition race.
Research
Marlene Satter
|
June 04, 2018
Prospective workers’ best chances lie in the Northeast, where 47 percent of employers are looking for summer help.
Infographic
Emily Payne
|
June 04, 2018
Nationally, student loan debt totals more than $1.5 trillion. Where are people paying the most?
News
Jack Craver
|
June 04, 2018
A group of 20 organizations are teaming up to try to reduce unnecessary emergency room visits.
Resources
From Assurity Life Insurance Company
You may not be looking for a new partner right now, but you can use this checklist to ensure you’re with the right partner.
Download Resource ›
From Mercer
Discover how to use voluntary benefits like supplemental health and financial wellness tools to recruit and retain top-tier talent.
Download Resource ›
From Empyrean Benefits Solutions
Get insight into the status of the industry so you can gain a competitive edge and continue to deliver what clients need.
Download Resource ›
From Truveris
Use this tool to help clear away the confusion inherent in pharmacy benefits and guide your clients to the right solutions.
Download Resource ›
From The EX Program
Find out why digital tobacco cessation programs have a huge upside for your organization, employees, and bottom line.
Download Resource ›
From ArmadaCare
Understand how executive medical reimbursement plans are still possible and powerful in a post-ACA landscape.
Download Resource ›
From Mercer
To create a best-in-class benefits program, you need a partner who can deliver a strategy that meets your employees’ needs and provides sustainable savings. Learn how to ensure your broker delivers.
Download Resource ›
From ThinkHR
Print up this checklist to use as you work together with your clients to prepare SPDs for employee benefits plans and ensure they stay compliant.
Download Resource ›
From ArmadaCare
Get key facts about the true cost of trying to curb health benefit costs - it’s more than meets the eye.
Download Resource ›
From Assurity Life Insurance Company
Find out how to use social media as an effective professional tool to promote yourself and your business.
Download Resource ›
From HSA Bank
This comprehensive study examines key research findings that will help you ensure your clients’ employees live healthier now and in their retirement.
Download Resource ›
From ThinkHR
Do you know what your clients need to do to be prepared for a DOL audit? Get more information to help them avoid costly consequences.
Download Resource ›
From BenefitMall
Discover why and how you must evolve to better meet your clients' changing needs.
Download Resource ›
From Truveris
Help clients better understand the rising costs of specialty medication and how to ease the burden on employees.
Download Resource ›
From ThinkHR
Your clients’ employees want more learning opportunities and you can show your value by helping clients improve their training programs.
Download Resource ›
From ArmadaCare
Is your off-cycle strategy on point? Use this tool to prepare for off-cycle client meetings.
Download Resource ›
From ArmadaCare
High deductible health plans help lower premiums, but also bring new frustrations in rising out-of-pocket costs. Learn how to offer a different solution for clients and their employees.
Download Resource ›
From ThinkHR
Don’t lose your clients to the competition. Act now to build a rock-solid wall of retention around your book of business.
Download Resource ›
From Assurity Life Insurance Company
Don’t be left behind if you’re unfamiliar with modern networking know-how and social media best practices. Get better networking skills now!
Download Resource ›
From ArmadaCare
A broker’s day is never boring, but there are steps you can take to make it easier.
Download Resource ›
From ThinkHR
Don’t let this time go to waste -- now is the time to talk to potential clients left aching after a troublesome renewal period.
Download Resource ›
From ThinkHR
What you and clients don’t know about HIPAA compliance could hurt. Make sure your clients have the information they need.
Download Resource ›
From ArmadaCare
It is difficult to help your clients overcome both rising benefits costs and the hidden costs of recruiting and retaining talent. Discover solutions now.
Download Resource ›
From ThinkHR
Learn how focusing on delivering the type of results that employers need or desire can increase competitive advantage in the marketplace.
Download Resource ›
From ThinkHR
Getting in front of a CFO can be the final piece of the sales puzzle, but brokers need to be prepared. Use these tips and a checklist to ensure you can do just that.
Download Resource ›
From ThinkHR
Tough news about rate hikes doesn’t have to wreck your client relationships. Learn how to use bad news to show you’re an ally.
Download Resource ›
From ThinkHR
Learn how to illustrate your true value all year and grow your business!
Download Resource ›
From ThinkHR
Use these tips to ensure your clients remain loyal because of your value, not because of your quotes.
Download Resource ›
From ThinkHR
A management shake-up doesn’t automatically mean you will lose a client. Learn how to overcome this tough challenge and keep your important accounts.
Download Resource ›
From ThinkHR
Keep competitors from scooping up your best accounts by showing clients your value.
Download Resource ›
From Assurity Life Insurance Company
Help your clients and their employees understand the difference critical illness insurance can make when these types of illnesses happen.
Download Resource ›
From ArmadaCare
Your clients’ top performers are likely spending over $10K on healthcare expenses each year on routine expenses alone. Watch this video to see how it adds up!
Download Resource ›
From ArmadaCare
Use this infographic to learn a new strategy that helps your clients combat out-of-pocket healthcare expenses.
Download Resource ›
From ArmadaCare
With so much change going on in the benefits industry, this infographic is a handy tool to keep in your back pocket.
Download Resource ›
From ArmadaCare
As you work with clients, it is important to understand how these trends are influencing the benefits world.
Download Resource ›
From Assurity Life Insurance Company
You know how this industry works, but your clients may not. Remove these 10 terms from your vocabulary to reassure clients.
Download Resource ›
From Assurity Life Insurance Company
Even if you’re not actively searching for a new carrier, this checklist can help you make sure you’re in the right place, with the right people, and at the right company.
Download Resource ›
From Assurity Life Insurance Company
Help clients understand how offering their employees voluntary options enriches their organization and brings in better talent.
Download Resource ›
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