BenefitsPRO: Employee Benefits News, Trends & Sales Tips | BenefitsPRO

Analysis

Small employers would consider joining an Open MEP -- even if they already sponsor a plan

Nick Thornton |December 13, 2018

For employers that do not sponsor a retirement plan, cost is the biggest deterrent, according to Empower’s research.
Research

10 signs of evolution as 401(k) hits 40

Marlene Satter |December 13, 2018

The most common retirement plan in the U.S. started out as a supplement to worker pensions.
Infographic

Who are America's uninsured?

Chris Nicholls and Emily Payne |December 13, 2018

Why do Americans choose to go without health insurance? Take a look.

Commentary

Express Scripts’ new formulary: A viable alternative to rebates or smoke and mirrors?

Madelaine A. Feldman | December 13, 2018

Express Scripts' new Flex formulary has been touted as an alternative to the rebate-based system, but who really benefits?
News

Feds join suit agains Sutter Health over inflated Medicare payments

Samantha Young, California Healthline | December 13, 2018

The lawsuit alleges Sutter is liable for at least “hundreds of millions of dollars” in restitution, damages and penalties.
Market Insights

What will the future look like?

Bonnie Brazzell and Nick Rockwell | December 13, 2018

There are virtually no producers left in the benefits market who won’t indicate that voluntary is a growing part of their business.
Analysis

2019 market outlook: Slower growth, but no recession, says Vanguard

Nick Thornton | December 13, 2018

Boomers and Gen Xers playing the catch-up game with their retirement portfolios will see stingier returns over the next decade.
Slideshow

On tap for 2019: 5 advances in health systems’ business models

Katie Kuehner-Hebert | December 13, 2018

Innovation in the business models of health systems has typically taken a back seat to medical advances--until now.
Analysis

What areas of health care spending increased the most last year?

Allison Bell | December 13, 2018

Prescription drug spending rose just 0.4 percent, while medical research increased 6.5 percent.
News

Advance-pay apps help employees living paycheck to paycheck

Scott Wooldridge | December 13, 2018

Are advance-pay apps part of the solution to help employees better manage their finances?
What’s the good news, ladies? Holiday time!

Paul Wilson | December 13, 2018

Happy Christmahanakwanzika! Can’t believe we are closing out another year. Who’s ready for a break? I know my office is. We are in the final…
Analysis

Target Date Fund 2.0? Dimensional offers new TDF class, but are they too late to the party?

Nick Thornton | December 12, 2018

Bringing liability-driven investment principles common to defined benefit pension management to a defined contribution product.
Commentary

Build a better 401(k), get a better company – Carosa

Christopher Carosa | December 12, 2018

If employees feel they’re on course for a comfortable retirement, it gives them one less thing to worry about.

Instant Insights / 2018 Year in Review

2018 retirement industry timeline: 13 important things that happened

By Nick Thornton |December 04, 2018

In January, the fiduciary rule was partially implemented. Eleven months later, it's gone. And how about that retirement legislation?

2018: The year of Amazon

What factors drove Obamacare signups in 2018?

The 2018 Broker of the Year finalists share their keys to success

Pharmacy benefits: Setting the stage for 2019

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Resources

Tool: The Family and Medical Leave Act (FMLA) Handbook

From Unum

Ensuring compliance with FMLA guidelines is not always easy, but this handbook can help.

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The Supplemental Safety Net: A Guide to Expense Reimbursed Health Insurance Protection

From ArmadaCare

It can be difficult to find solutions to today’s healthcare hardships, but you do have options. Learn a better way to offer clients and their employees real protection.

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How Medical Stop-Loss Captives Benefit Your Clients and Your Bottom Line

From Artex Risk Solutions

As companies struggle with increasing healthcare costs, medical stop-loss captives can be another useful option in your toolkit to help lure in new clients and grow your book of business.

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Do Stop-Smoking Incentives Actually Work?

From The EX Program

It often takes more than just an incentive to get your employees to stop smoking for good. Understand an enhanced approach that produces better results.

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Hospital Indemnity Insurance: An Opportunity to Uniquely Position Your Clients in the Marketplace

From BCS

Don’t let your clients overlook the true damage a hospital stay can inflict on their employees and business. Offer a solution that can provide peace of mind.

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Why Medical Stop-Loss Captive Solutions Make Sense for Your Clients

From Artex Risk Solutions

Develop a better grasp on an alternative solution for clients looking to control soaring health costs and show your true value.

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Finding the Benefit Sweet Spot

From ArmadaCare

The sweet spot is the point when everything combines to give you the best result. Discover how you can achieve this for your clients’ employee benefits offerings.

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Myth Busters: Supplemental Health Insurance Edition

From ArmadaCare

Help your clients tackle the myths and misconceptions surrounding supplemental health insurance.

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Conversation-starters to Help Introduce Voluntary Benefits to Employers

From Assurity Life Insurance Company

Learning how to bring up voluntary benefits with clients the right way can open the door for many new opportunities.

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The X Factor for Total Wellbeing (and Social Connectedness)

From The EX Program

Discover how the right online community can power behavior change in your workforce, leading to better overall health.

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A Broker's Essential Guide to Supplemental Health Insurance

From ArmadaCare

Get a crash course and find the terms you need along with the background on why you need them. With more knowledge, you can help clients find the right type of solutions to meet their needs.

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How to Combat the Limits of Gap Plans

From ArmadaCare

Common gap plans aren’t the only gap-filling solutions. There’s a more powerful option. See a side-by-side comparison.

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Get Better Results with Your Digital Health Interventions

From The EX Program

Not all digital health solutions are a slam dunk. Discover how to effectively engage employees, especially those looking to stop using tobacco.

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Broker Checklist: How to Choose the Right Insurance Carrier

From Assurity Life Insurance Company

You may not be looking for a new partner right now, but you can use this checklist to ensure you’re with the right partner.

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Personalize Employee Benefits Where it Matters Most

From The EX Program

Find out why digital tobacco cessation programs have a huge upside for your organization, employees, and bottom line.

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Executive Health Plans Still Remain a Viable Option -- Here's Why

From ArmadaCare

Understand how executive medical reimbursement plans are still possible and powerful in a post-ACA landscape.

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The True Cost of Cutting Healthcare Coverage

From ArmadaCare

Get key facts about the true cost of trying to curb health benefit costs - it’s more than meets the eye.

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Social Media Playbook: 10 Best Practices for Brokers

From Assurity Life Insurance Company

Find out how to use social media as an effective professional tool to promote yourself and your business.

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Networking: 4 Questions to Ask Yourself

From Assurity Life Insurance Company

Don’t be left behind if you’re unfamiliar with modern networking know-how and social media best practices. Get better networking skills now!

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Video: How to Make a Healthcare Broker's Day Smoother

From ArmadaCare

A broker’s day is never boring, but there are steps you can take to make it easier.

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Solving the Healthcare Cost Seesaw Dilemma: What's a Trusted Consultant to Do?

From ArmadaCare

It is difficult to help your clients overcome both rising benefits costs and the hidden costs of recruiting and retaining talent. Discover solutions now.

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Broker Tool: Why Critical Illness Insurance?

From Assurity Life Insurance Company

Help your clients and their employees understand the difference critical illness insurance can make when these types of illnesses happen.

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10 Things to Eliminate from Your Group Insurance Vocabulary (and What to Say Instead)

From Assurity Life Insurance Company

You know how this industry works, but your clients may not. Remove these 10 terms from your vocabulary to reassure clients.

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9 Reasons Why Your Clients Should Offer Voluntary Benefits

From Assurity Life Insurance Company

Help clients understand how offering their employees voluntary options enriches their organization and brings in better talent.

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