Market Insights
Nick Thornton
|
August 15, 2018
Mercer’s Nuzum cites consultant capabilities, firms’ strong client bases as motivating the move.
Expert Opinion
Christopher Carosa
|
August 15, 2018
While many get distracted by the debate about the various “Fiduciary Rules,” a few quietly practice rather than preach.
Analysis
Ben Steverman |
August 15, 2018
Due to the new tax law and how it handles pass-through businesses, cash balance plans are becoming popular for tax reasons.
Suzanne Delbanco |
August 15, 2018
If the past is at all telling, further consolidation in the health care industry may portend serious issues regarding health care costs and the quality of health care in the future.
Analysis
Katie Kuehner-Hebert
|
August 15, 2018
A fair amount of workers say they feel stressed, confused or anxious when enrolling in their benefits.
Analysis
Jack Craver
|
August 15, 2018
The 12 percent of the U.S. population that is foreign-born only accounts for 8.6 percent of health care spending, according to a recent study.
Expert Opinion
Chris Schaefer |
August 15, 2018
Most schools and non-profits still offer outdated IAC legacy retirement plans. Here's how to change that.
Profile
Jane Wollman Rusoff |
August 15, 2018
Ted Benna would like to see some changes made to the retirement plans he invented.
Research
Nick Thornton
|
August 14, 2018
Dynamic modeling moves Social Security trust fund’s depletion up to 2032.
News
Marlene Satter
|
August 14, 2018
Approximately a third of parents wish they’d talked to their kids earlier about saving and budgeting.
Instant Insights / The latest ACA moves
By Emily Payne
| July 20, 2018
Compared to the myriad other attacks, the AHP strategy offers more long-term promise for undermining Obamacare, but not all states intend to play along.
Browse Instant Insights →
Read More Stories →
Analysis
Marlene Satter
|
August 14, 2018
As employers struggle to retain talent, top-performing employees saw the biggest raises this year.
David Saltzman|
August 14, 2018
As our population ages and medicine gets better, we are dealing with more chronic disease than ever before — and it is a huge cost driver in overall medical spend.
Market Insights
Eric J Weiner|
August 14, 2018
Shareholder Carl Icahn had previously opposed the deal, saying it would be a “travesty” if it were to proceed.
Analysis
Bonnie Brazzell and Nick Rockwell|
August 14, 2018
When looking at voluntary sales by product platform, group product sales continued to dominate individual products.
Analysis
Katie Kuehner-Hebert
|
August 14, 2018
The winning strategy for building highly engaged, effective organizations is centered around providing front-line leaders with the right training and tools.
Best Practices
Dan Cook
|
August 14, 2018
Association health plans aren't the only option for small employers looking to offer health care benefits.
Analysis
Allison Bell|
August 14, 2018
Even for millennials, paid family leave beats help with repaying student loans.
Analysis
Allison Bell|
August 14, 2018
IRC Section 199A could lead to a financial professional stampede to tax advisor offices.
Best Practices
Xavier Musy|
August 14, 2018
While sales reps have long been using CRMs, most aren’t getting as much out of them as they could be.
Research
Nick Thornton
|
August 13, 2018
Fidelity plan sponsor survey shows retirement plan fees taking back seat to employee retirement preparation results.
News
Chris Dolmetsch|
August 13, 2018
Former female employees say they were passed over for promotions, paid less than their male counterparts and ignored when they complained.
Profile
Katie Rass|
August 13, 2018
Why 401(k)s are irrational and HR offices should have "No. 1 Grandma" mugs.
Dinesh Sheth|
August 13, 2018
To be successful, an employer must implement wellness programs by first developing a concrete strategy to drive and track employee engagement.
Analysis
Marlene Satter
|
August 13, 2018
Nearly 20 percent of inpatient hospital admissions come with bills from providers not in the health plan’s networks.
Best Practices
Danielle Capilla|
August 13, 2018
Associations wishing to offer a health plan to its members should be working now to understand what the carriers in their state are planning on doing going forward.
Analysis
Marlene Satter
|
August 13, 2018
A new study from TD Ameritrade has some surprising things to say about millennials' financial attitudes.
Market Insights
Emily Payne
|
August 13, 2018
The health care industry is a wealth of data. Unfortunately, the holders of that wealth are reticent to share it. But that's changing.
News
Phil Galewitz, Kaiser Health News|
August 13, 2018
ACOs were expected to save the government nearly $5 billion by 2019 but haven't come anywhere close to meeting that goal.
Commentary
Peter R. Orszag|
August 13, 2018
Consumer-driven health care may have some benefits, but it doesn’t come close to a doctor-driven approach.
Best Practices
Bryce Sanders|
August 13, 2018
Some advisors strictly separate their personal and business lives. But good things can happen when clients become friends.
Market Insights
Alan Goforth|
August 11, 2018
Experts have no shortage of innovative ideas to make health care more affordable. But what if part of the solution is bypassing insurance altogether?
Research
Nick Thornton
|
August 10, 2018
45 million Americans hold a total of $1.52 trillion in student loan debt -- here are the states with the highest average debt.
Commentary
Senator Elizabeth Warren|
August 10, 2018
The SEC can fix its flawed proposal before it issues its final rule by making these 4 main changes.
Analysis
Marlene Satter
|
August 10, 2018
For adults aged 18–64 with employment-based coverage, HDHPs with HSAs saw a boost in enrollment from 4.2 percent to 18.9 percent from 2007 through 2017.
Research
Katie Kuehner-Hebert
|
August 10, 2018
More than a third of workers admit they find it difficult to communicate with coworkers who are not in their own age group.
Research
Anna Gorman|
August 10, 2018
Health care providers who knew about the overdose death cut the overall volume of opioids they prescribed by almost 10 percent over three months, according to a recent study.
News
Marlene Satter
|
August 10, 2018
One retiree received a letter asking for more than $58,000.
Expert Opinion
Armen Berjikly|
August 10, 2018
Increasing the benefits available to your employees may sound like a smart move, but it’s crucial that businesses consider whether their benefits offerings actually meet their employees’ specific needs.
Market Insights
Cynthia Koons|
August 10, 2018
Many widely used copycat medications are seeing their prices fall at such a rapid rate that their makers are struggling to keep their heads above water.
Catherine Hernandez-Blades|
August 09, 2018
Insurance professionals considering establishing CSR programs should know what the data has to say about CSR’s significance to consumers.
Analysis
Marlene Satter
|
August 09, 2018
The costs of ACA premium subsidies have more than doubled since 2014 and are expected to nearly double again over the next decade.
News
Nick Thornton
|
August 09, 2018
SIFMA is calling on the SEC to “swiftly proceed to final rulemaking”--but not without considerable revisions and clarifications to the agency’s proposals.
News
Robert Langreth|
August 09, 2018
In its earnings presentation this week, CVS offered a timeframe on the expected merger while rebutting criticism that PBMs spur higher drug prices.
News
Tom Metcalf and Zachary Tracer|
August 09, 2018
After two decades building up the biggest private provider of Medicaid benefits in Michigan and Illinois, the owner is cashing out.
Analysis
Riley Griffin|
August 09, 2018
Jobs in the financial, tech and health care industries are seeing strong pay hikes and driving growth in several cities.
Analysis
Marlene Satter
|
August 09, 2018
Employees' struggles with limited career growth opportunities and burnout are causing high levels of stress.
Commentary
Kevin Trokey|
August 09, 2018
For some, ownership is a “free pass” that allows them to not be accountable to anyone and therefore to not have to perform.
News
Marlene Satter
|
August 09, 2018
Humana says that it spent more than $1.7 billion on 16 drugs whose prices were "grossly inflated."
Expert Opinion
Jeff Cash|
August 09, 2018
Considering switching to a continuous performance management program? Keep these three things in mind.
Commentary
Melanie Waddell|
August 09, 2018
Brokers have created investor confusion by using “advisor” to skirt the ban on using “adviser,” says one industry leader.
Commentary
Bloomberg Editorial Board|
August 09, 2018
As the midterm elections approach, voters ought to take stock of the harm that has deliberately been done to an initiative that the U.S. badly needed.
Alex Lickerman, M.D.|
August 09, 2018
In my first article in this series, “Direct Primary Care 101,” I outlined the basic structure of the direct primary care (DPC) model. In this article, I’ll explain the benefit DPC provides to employers.
Q&A
Paul Wilson
|
August 08, 2018
Kassi O'Brien has a knack for numbers thanks to her unique career background.
News
Anna Edney|
August 08, 2018
Starting next year, private insurers that provide coverage through Medicare Advantage will have the power to bargain over drugs administered in doctor’s offices or hospitals.
News
Jack Craver
|
August 08, 2018
GM is the latest of a number of large employers to try to reduce health care costs by going around insurers and negotiate deals directly with providers.
Expert Opinion
David Tralka|
August 08, 2018
A career spent serving clients yields these five lessons on agency ownership and perpetuation.
News
Shefali Luthra, Kaiser Health News|
August 08, 2018
The battle lines are shifting as younger doctors flip their views, a change that will likely assume greater significance as the next generation of physicians takes on leadership roles.
Ranking
Marlene Satter
|
August 08, 2018
The average American spends more than $10,000 annually on personal health care—but some are getting better care for their dollar than others.
Market Insights
Marlene Satter
|
August 08, 2018
The country’s 100 largest public defined benefit pension plans demonstrated a “lackluster asset performance."
Research
Marlene Satter
|
August 08, 2018
Financial advisors globally were ranked by respondents at 7 on a scale of 1–10 in importance as an information source.
Commentary
Christopher Carosa
|
August 07, 2018
The DOL's enforcement statistics are a good reminder to plan sponsors that they'd better pay attention to compliance matters.
Expert Opinion
Dan Johnson|
August 07, 2018
When it comes to enrollment, employees are responding and acting based more on emotional cues than factual ones.
Q&A
Dan Cook
|
August 07, 2018
Meredith Ryan-Reid, senior vice president for group benefits at MetLife, shares some insights into employee benefits.
News
Nick Thornton
|
August 07, 2018
Industry attorney says the language tracks too closely to Labor’s ‘prescriptive’ rule.
Expert Opinion
John Graham|
August 07, 2018
When agents ask more questions, they may talk less — and listen more.
News
Josh Eidelson|
August 07, 2018
Leading gig economy companies are quietly lobbying California’s top Democrats to override or undermine a landmark court ruling.
Research
Katie Kuehner-Hebert
|
August 07, 2018
A growing number of employers are taking an activist role in shaking up how care is delivered and paid for.
Analysis
Marlene Satter
|
August 07, 2018
Despite efforts to curb the opioid epidemic, new numbers show the overall rate of opioid prescriptions in the U.S. has not fallen significantly.
James Blachek|
August 06, 2018
Here are the five most important questions you and your clients should be asking ahead of renewal:
Alex Tolbert|
August 06, 2018
Here are three steps brokers can take now to improve sales, grow the pipeline and win new business before the fourth quarter.
David Saltzman|
August 06, 2018
In the 40s, we hired hands. In the 80s, we hired hearts and minds. Today, we hire every bit of every employee — and that includes issues they deal…
Analysis
Marlene Satter
|
August 06, 2018
The number of Baby Boomers filing bankruptcy has tripled since 1991, due in large part to higher medical bills, lower pensions and lack of savings.
Commentary
BenefitsPRO Editors|
August 06, 2018
For work or for pleasure, here's a list of recommended reading for brokers.
Market Insights
Katie Kuehner-Hebert
|
August 06, 2018
Blue Cross Blue Shield of Wyoming is seeking a 0.27 percent average decrease for 2019 -- after a 48 percent spike in its premiums this year.
News
R. Robin McDonald|
August 06, 2018
Prime Healthcare, the nation's fifth-largest hospital chain, has agreed to settle a federal whistleblower case filed by a nurse in one of the company's California hospitals.
Expert Opinion
Ramesh Ponnuru|
August 06, 2018
This new phase of the debate is full of opportunity for Republicans, and peril for conservatives.
News
Allison Bell|
August 06, 2018
Matt Eyles suggested at a hearing that exchange fees are part of the administrative cost burden.
Slideshow
Marlene Satter
|
August 06, 2018
The way people hunt for jobs has changed, with both technology and personal objectives driving their searches. Here's how to get on candidates' radar.
News
Marlene Satter
|
August 06, 2018
While women overall caught up on April 10 this year, black women were still working—until August 7—just to catch up.
News
Katie Kuehner-Hebert
|
August 03, 2018
The Economic Security for New Parents Act was introduced by Sen. Marco Rubio this week, to mixed reviews.
Analysis
Katie Kuehner-Hebert
|
August 03, 2018
According to a recent report, “a new generation of wearable technologies is giving workers superhuman strength, endurance, vision, hearing and awareness.”
Expert Opinion
David R. Ruffner|
August 03, 2018
There are a number of reasons why employers should not rely solely on court decisions and should instead take steps to protect themselves from sexual orientation lawsuits.
Analysis
Marlene Satter
|
August 03, 2018
To stay competitive, employers are increasingly planning on offering higher salaries and even a range of perks to tempt prospective candidates.
Analysis
Marlene Satter
|
August 03, 2018
Drug prices are expected to increase just 4.92 percent in 2019, driven primarily by specialty pharmaceuticals.
Best Practices
Steven Bearak|
August 03, 2018
Your employees are already spending time on social media. Take the time to help them stay secure and rally them behind your company’s brand.
News
Jeff Green|
August 03, 2018
Boards are acting more quickly than ever to fire executives accused of misconduct.
Ranking
Marlene Satter
|
August 03, 2018
Your retirement could depend on where you live -- far more than you realize.
News
Bernice Napach|
August 03, 2018
"Policy changes are needed to facilitate retirement security,” notes a new report from BlackRock.
News
Nick Thornton
|
August 02, 2018
Details on proposed retirement accounts would need to be ironed out.
Best Practices
Bryce Sanders|
August 02, 2018
Your clients are retiring, and you know you need to fill that pipeline -- here are some prospecting tips to remind you how you did it before.
News
Marlene Satter
|
August 02, 2018
The cities argue that Trump’s actions violate the Constitution’s provision that the president “shall take care that the laws be faithfully executed.”
News
Martha Bebinger, WBUR|
August 02, 2018
The new plan would combine four levels of paperwork required for reimbursement, and four levels of payments, into one form and one flat fee for each doctor’s appointment.
News
Scott Deveau, Zachary Tracer, and Robert Langreth|
August 02, 2018
Investors were wary of the deal from the start, and since the deal was announced the threats to Express Scripts’s business have only increased.
Quick Takes
Allison Bell|
August 02, 2018
In theory, the coverage can last for 36 months — but states don't have to let that happen.
News
Allison Bell|
August 02, 2018
The CBO says the bill could cost about $39 billion over 10 years.
Best Practices
Erin Mulvaney|
August 02, 2018
Parental leave and paid time off have increasingly grabbed more attention in the political and corporate landscape.
Analysis
Marlene Satter
|
August 02, 2018
The departure of many would-be customers is increasingly narrowing the client base for the individual market.
News
Colby Hamilton|
August 02, 2018
NYU employees, represented by Jerry Schlichter, claimed fund managers failed their fiduciary duties, but the judge disagreed.
Ranking
Marlene Satter
|
August 02, 2018
Record-breaking hot temperatures are here. Want to retire where temperatures might stay milder? Take a look at these 10 places.
News
Nick Thornton
|
August 01, 2018
But questions remain as to how many workers would take advantage of the higher HSA contribution limits.
News
Caroline Marwitz
|
August 01, 2018
News about partnerships, mergers, and new hires from Salary.com, MammothHR, Acensus, and more.
Editor's Letter
Paul Wilson
|
August 01, 2018
Over the years, I’ve noticed the important role that books play in the lives and careers of so many benefits professionals I speak with.
David Saltzman|
August 01, 2018
T.J. Morrison believes that the huge interest in self-funded plans requires that they be designed and operated differently than in years past.
News
Rachel Bluth, Kaiser Health News|
August 01, 2018
Determined to explore more avenues to curb price hikes, the administration is signaling that it is willing to consider what the industry regards as something of a nuclear option.
News
Jared S Hopkins|
August 01, 2018
“We’re going to go to a marketplace where we don’t have rebates,” Pfizer's Ian Read told analysts.
News
Julie Appleby, Kaiser Health News|
August 01, 2018
Insurers can now sell short-term health insurance plans for up to 12 months and make them plans renewable for up to three years.
Resources
From The EX Program
Discover how the right online community can power behavior change in your workforce, leading to better overall health.
Download Resource ›
From BenefitMall
Discover why and how you must evolve to better meet your clients' changing needs.
Download Resource ›
From ArmadaCare
Get a crash course and find the terms you need along with the background on why you need them. With more knowledge, you can help clients find the right type of solutions to meet their needs.
Download Resource ›
From ArmadaCare
Common gap plans aren’t the only gap-filling solutions. There’s a more powerful option. See a side-by-side comparison.
Download Resource ›
From The EX Program
Not all digital health solutions are a slam dunk. Discover how to effectively engage employees, especially those looking to stop using tobacco.
Download Resource ›
From Assurity Life Insurance Company
You may not be looking for a new partner right now, but you can use this checklist to ensure you’re with the right partner.
Download Resource ›
From Mercer
Discover how to use voluntary benefits like supplemental health and financial wellness tools to recruit and retain top-tier talent.
Download Resource ›
From Empyrean Benefits Solutions
Get insight into the status of the industry so you can gain a competitive edge and continue to deliver what clients need.
Download Resource ›
From The EX Program
Find out why digital tobacco cessation programs have a huge upside for your organization, employees, and bottom line.
Download Resource ›
From ArmadaCare
Understand how executive medical reimbursement plans are still possible and powerful in a post-ACA landscape.
Download Resource ›
From ArmadaCare
Get key facts about the true cost of trying to curb health benefit costs - it’s more than meets the eye.
Download Resource ›
From Assurity Life Insurance Company
Find out how to use social media as an effective professional tool to promote yourself and your business.
Download Resource ›
From Assurity Life Insurance Company
Don’t be left behind if you’re unfamiliar with modern networking know-how and social media best practices. Get better networking skills now!
Download Resource ›
From ArmadaCare
A broker’s day is never boring, but there are steps you can take to make it easier.
Download Resource ›
From ArmadaCare
It is difficult to help your clients overcome both rising benefits costs and the hidden costs of recruiting and retaining talent. Discover solutions now.
Download Resource ›
From Assurity Life Insurance Company
Help your clients and their employees understand the difference critical illness insurance can make when these types of illnesses happen.
Download Resource ›
From Assurity Life Insurance Company
You know how this industry works, but your clients may not. Remove these 10 terms from your vocabulary to reassure clients.
Download Resource ›
From Assurity Life Insurance Company
Help clients understand how offering their employees voluntary options enriches their organization and brings in better talent.
Download Resource ›
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