BenefitsPRO: Employee Benefits News, Trends & Sales Tips | BenefitsPRO

Research

9 risks in 2019 (and some fixes) for sponsors of retirement plans

Marlene Satter |December 10, 2018

According to Willis Towers Watson, the risks embodied in the shared responsibility for retirement require both sponsors and employees to stay on top of the situation.
News

Companies beefing up benefits for transgender workers

Rebecca Greenfield |December 10, 2018

The number of companies that pay for sex reassignment surgery doubled from 2015, according to SHRM.
Research

Retirees spending more than they thought

Marlene Satter |December 10, 2018

Retirees can spend less than those still in the workforce -- but a study finds that they didn’t realize they’d have to cut back to do it.

Countering rising medical spend from pharma – with Gary Becker

David Saltzman | December 11, 2018

Drug costs are soaring and driving more of medical spend than ever before. The good news is that there are tools coming to market to help consumers and plans alike.
Commentary

Growing up running with the bulls: 3 questions for millennials making investment decisions

Mitchell Lamoriello | December 11, 2018

Millennial investors have time on their side, but they need to start setting financial goals now. Here are 3 questions to get started.
Commentary

Donald Trump owns the stock-market gloom: Barry Ritholtz

Barry Ritholtz | December 10, 2018

It wasn’t smart to dump a dovish Fed chief, run up the deficit, and start a trade war. Trump did all three.
Market Insights

Is a surge in ACA insurance signups coming?

Michelle Andrews, Kaiser Health News | December 10, 2018

There's typically a surge in enrollment at the end of the signup period, but myriad factors could dampen that trend this year.
Analysis

Medicaid work requirements could boost lifetime earnings

Jack Craver | December 10, 2018

Women who continue working while enrolled in Medicaid could see their lifetime earnings increase by $212,694, while men’s would increase by $323,539.
Market Insights

Americans spent $10,739 per person on health care in 2017

Marlene Satter | December 10, 2018

Health spending overall grew at a rate of 3.9 percent last year, the smallest increase since 2013.
Slideshow

10 companies who made HR headlines this year

Emily Payne | December 10, 2018

The #MeToo movement, tax reform, parental leave and so many more issues created PR challenges for some of the country’s top employers this year.
Market Insights

ACA markets seeing few new signups

Allison Bell | December 10, 2018

Renewal activity remains comparable to last year, but signup activity for new ACA exchange plan coverage is down sharply.
Research

Husbands retire, wives follow—but not vice versa

Marlene Satter | December 10, 2018

While incentives work to keep men in the workforce past age 62 and their spouses also tend to work longer, the reverse isn’t happening.
5 benefit trends to watch in 2019

Bradd Chignoli | December 10, 2018

As the new year approaches, here are five trends in employee benefits to watch in 2019, based on the findings from our 16th Annual Employee Benefit Trends Study (EBTS) and other industry indicators:

Instant Insights / 2018 Year in Review

2018 retirement industry timeline: 13 important things that happened

By Nick Thornton |December 04, 2018

In January, the fiduciary rule was partially implemented. Eleven months later, it's gone. And how about that retirement legislation?

2018: The year of Amazon

What factors drove Obamacare signups in 2018?

The 2018 Broker of the Year finalists share their keys to success

Pharmacy benefits: Setting the stage for 2019

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Resources

Tool: The Family and Medical Leave Act (FMLA) Handbook

From Unum

Ensuring compliance with FMLA guidelines is not always easy, but this handbook can help.

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The Supplemental Safety Net: A Guide to Expense Reimbursed Health Insurance Protection

From ArmadaCare

It can be difficult to find solutions to today’s healthcare hardships, but you do have options. Learn a better way to offer clients and their employees real protection.

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How Medical Stop-Loss Captives Benefit Your Clients and Your Bottom Line

From Artex Risk Solutions

As companies struggle with increasing healthcare costs, medical stop-loss captives can be another useful option in your toolkit to help lure in new clients and grow your book of business.

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Do Stop-Smoking Incentives Actually Work?

From The EX Program

It often takes more than just an incentive to get your employees to stop smoking for good. Understand an enhanced approach that produces better results.

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Hospital Indemnity Insurance: An Opportunity to Uniquely Position Your Clients in the Marketplace

From BCS

Don’t let your clients overlook the true damage a hospital stay can inflict on their employees and business. Offer a solution that can provide peace of mind.

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Why Medical Stop-Loss Captive Solutions Make Sense for Your Clients

From Artex Risk Solutions

Develop a better grasp on an alternative solution for clients looking to control soaring health costs and show your true value.

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Finding the Benefit Sweet Spot

From ArmadaCare

The sweet spot is the point when everything combines to give you the best result. Discover how you can achieve this for your clients’ employee benefits offerings.

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Myth Busters: Supplemental Health Insurance Edition

From ArmadaCare

Help your clients tackle the myths and misconceptions surrounding supplemental health insurance.

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Conversation-starters to Help Introduce Voluntary Benefits to Employers

From Assurity Life Insurance Company

Learning how to bring up voluntary benefits with clients the right way can open the door for many new opportunities.

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The X Factor for Total Wellbeing (and Social Connectedness)

From The EX Program

Discover how the right online community can power behavior change in your workforce, leading to better overall health.

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A Broker's Essential Guide to Supplemental Health Insurance

From ArmadaCare

Get a crash course and find the terms you need along with the background on why you need them. With more knowledge, you can help clients find the right type of solutions to meet their needs.

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How to Combat the Limits of Gap Plans

From ArmadaCare

Common gap plans aren’t the only gap-filling solutions. There’s a more powerful option. See a side-by-side comparison.

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Get Better Results with Your Digital Health Interventions

From The EX Program

Not all digital health solutions are a slam dunk. Discover how to effectively engage employees, especially those looking to stop using tobacco.

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Broker Checklist: How to Choose the Right Insurance Carrier

From Assurity Life Insurance Company

You may not be looking for a new partner right now, but you can use this checklist to ensure you’re with the right partner.

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Personalize Employee Benefits Where it Matters Most

From The EX Program

Find out why digital tobacco cessation programs have a huge upside for your organization, employees, and bottom line.

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Executive Health Plans Still Remain a Viable Option -- Here's Why

From ArmadaCare

Understand how executive medical reimbursement plans are still possible and powerful in a post-ACA landscape.

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The True Cost of Cutting Healthcare Coverage

From ArmadaCare

Get key facts about the true cost of trying to curb health benefit costs - it’s more than meets the eye.

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Social Media Playbook: 10 Best Practices for Brokers

From Assurity Life Insurance Company

Find out how to use social media as an effective professional tool to promote yourself and your business.

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Networking: 4 Questions to Ask Yourself

From Assurity Life Insurance Company

Don’t be left behind if you’re unfamiliar with modern networking know-how and social media best practices. Get better networking skills now!

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Video: How to Make a Healthcare Broker's Day Smoother

From ArmadaCare

A broker’s day is never boring, but there are steps you can take to make it easier.

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Solving the Healthcare Cost Seesaw Dilemma: What's a Trusted Consultant to Do?

From ArmadaCare

It is difficult to help your clients overcome both rising benefits costs and the hidden costs of recruiting and retaining talent. Discover solutions now.

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Broker Tool: Why Critical Illness Insurance?

From Assurity Life Insurance Company

Help your clients and their employees understand the difference critical illness insurance can make when these types of illnesses happen.

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10 Things to Eliminate from Your Group Insurance Vocabulary (and What to Say Instead)

From Assurity Life Insurance Company

You know how this industry works, but your clients may not. Remove these 10 terms from your vocabulary to reassure clients.

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9 Reasons Why Your Clients Should Offer Voluntary Benefits

From Assurity Life Insurance Company

Help clients understand how offering their employees voluntary options enriches their organization and brings in better talent.

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