Nash Skiles |
May 25, 2018
Why aren’t brokers cross-selling these benefits? It comes down to a lack of understanding and a fear of voluntary.
News
Rebecca Spalding |
May 25, 2018
After a $14,000 price tag for its cholesterol fighter Repatha proved more than insurers were willing to pay, the company is taking a more conservative approach with its latest blockbuster.
Analysis
Katie Kuehner-Hebert
|
May 25, 2018
Unemployment is down and summer hiring is its strongest in a decade, forcing employers to up the ante to attract enough workers to fill their open positions.
Research
Joel Kranc |
May 25, 2018
A new survey from Guardian Life shows that employers want to provide benefits in a way that best suits their changing workforce.
Expert Opinion
Frank Neugebauer |
May 25, 2018
The best way for chatbots to help the insurance customer is by helping agents, brokers and claims specialists.
Analysis
Nick Thornton
|
May 24, 2018
For years, some speculated that a ruling protecting restrictive arbitration agreements could extend to the investment brokerage industry.
Best Practices
Alan Goforth |
May 24, 2018
It may seem tough, but advisors are best served by viewing today's fee-conscious environment as an opportunity.
Quick Takes
Emily Payne
|
May 24, 2018
The world of employment law is vast and complex, and getting more confusing every day. Here's what we saw this week.
Ranking
Marlene Satter
|
May 24, 2018
Military Times has taken a look at the post-separation employment picture to find companies that offer vets the best possible opportunities.
News
Marlene Satter
|
May 24, 2018
Initiatives to boost hiring of military spouses—who otherwise can find it tough to get a job—are finding traction among several companies.
Instant Insights / BenefitsPro: Cyber security roundup
By Peter Westerman
| November 14, 2017
Given the personal data it stores, HR is a top target for hackers. Here are 3 simple tips to protect data from cyberattacks.
Browse Instant Insights →
Read More Stories →
Analysis
Allison Bell
|
May 24, 2018
People with employment-based coverage get tax breaks with a value of $1,721 per year.
News
Emma Ockerman|
May 24, 2018
In total, the subsidies are equivalent to about 3.4 percent of the U.S. gross domestic product.
Investigation
Sydney Lupkin, Kaiser Health News|
May 24, 2018
By delaying development of generics, drugmakers can maintain their monopolies and keep prices high.
Research
Marlene Satter
|
May 24, 2018
Workers who feel that their employer-provided benefits have a positive impact on their lives are more than 40 percent more likely to declare themselves loyal to the company.
News
Michael Sasso|
May 24, 2018
This job is so in demand that companies are begging colleges to let them help with class projects, hoping to get a foot in the door with potential candidates.
Expert Opinion
Ross Garrett|
May 24, 2018
The human capital management ecosystem is fragmented, which is only creating more difficulties for employees and the HR personnel.
David Saltzman|
May 24, 2018
Chad Gray, CEO at Integrated Musculoskeletal Care is one of the foremost experts on how plans can provide better quality care while lowering costs in this space.
Research
Marlene Satter
|
May 24, 2018
Fidelity's got some great news about 401(k) savers as well as those with IRAs, Roths, and 403(b)s.
Marlene Y. Satter|
May 24, 2018
Members of the military are being warned to be careful when clicking in the new Blended Retirement System site.
News
Marlene Satter
|
May 24, 2018
82 percent of military spouses surveyed worry about financial emergencies, a 22 percent increase since 2017.
Expert Opinion
Christopher Carosa
|
May 23, 2018
These 401(k) millionaires are fast approaching retirement. Yet it's likely their assets are invested solely in mutual funds. This may present a problem.
Analysis
Nick Thornton
|
May 23, 2018
Fear of near term unexpected expenses is even worse than retirement fears.
News
Nick Thornton
|
May 23, 2018
No matter how committed the states are to the fiduciary rule, they may be out of options.
News
Marlene Satter
|
May 23, 2018
Social Security needs to serve populations better, including widows, the ‘oldest old,’ and very low earners.
Analysis
Michelle Cortez|
May 23, 2018
Fewer than 2 percent of heavy smokers in the U.S. get recommended lung cancer screenings,
Research
Marlene Satter
|
May 23, 2018
But data sharing is employees’ biggest barrier to participation in financial wellness programs.
News
Michelle Andrews, Kaiser Health News|
May 23, 2018
The test will look for mutations in at least 77 genes that are associated with dozens of medical conditions ranging from heart disease to cancer.
Expert Opinion
Alan Silver|
May 23, 2018
Employers who wish to steer more employees to HDHPs will be well served by offering educational resources explaining how these plans work to help employees fully assess their options.
Heidi Rasmussen|
May 23, 2018
We recently attended the first-ever (and sold-out) HLTH Conference in Las Vegas this week and it was an impressive four days!
Commentary
Michael R. Strain|
May 23, 2018
Basic supply-and-demand logic suggests that raising wages will broaden the pool of workers interested in a job.
Q&A
BenefitsPRO Editors|
May 23, 2018
Shifts in the market present new opportunities, raising the question of whether to de-risk for many pension plans.
Chris Bruce|
May 23, 2018
To truly engage employees with their benefits, employers need a system that allows them access to their benefits at any time, in any place, and that make it as easy as possible for their employees to take advantage of the benefits packages available to them.
News
Nick Thornton
|
May 22, 2018
PBGC Director Reeder: Raising premiums too little too late for worst funded plans
Infographic
Caroline Marwitz, Chris Nicholls, Eric Ryles|
May 22, 2018
See how many exceptional 401(k) plans are concentrated in certain states: Drag your mouse across this heat map based on JDA’s 401(k) data and see how your state matches up.
Research
Marlene Satter
|
May 22, 2018
Although workers are no longer planning on retiring at 60, some can't hang on the extra 6 years.
Analysis
Katie Kuehner-Hebert
|
May 22, 2018
The cost of health care for a typical American family of four receiving coverage from an employer-sponsored preferred provider plan will rise by just 4.5 percent this year.
Research
Marlene Satter
|
May 22, 2018
Many employees still aren't utilizing their allotted paid time off, too afraid of what the absence will do to their workload.
News
Marlene Satter
|
May 22, 2018
When it comes to mental health coverage, plans are violating federal law by using overly restrictive policies, treatment limits and higher copays. But who's stopping them?
Denise Szott|
May 22, 2018
To meet increasing demands and save themselves time and effort in expanding a voluntary portfolio, brokers should follow these five guidelines.
Expert Opinion
Scott Wooldridge|
May 22, 2018
Top brokers suggest that communication and organization are key to more effective business practices.
Jocelyn Sivalingam|
May 22, 2018
While this year’s flu season may be winding down, now is the time to start planning ahead to protect your employees and your business ahead of next year’s flu season.
Slideshow
Marlene Satter
|
May 21, 2018
Kiplinger evaluated all 50 states in terms of how suitable they’d be for retirement. Then we picked the top 7 western states.
News
Greg Stohr|
May 21, 2018
The latest decision applies directly to workers’ wage-and-hour claims, and its reasoning might let employers avoid class action job-discrimination suits.
Research
Katie Kuehner-Hebert
|
May 21, 2018
More than half of people with access to wellness programs say the initiatives have made a positive impact on their health.
Slideshow
Will Spong|
May 21, 2018
HR departments need to get ahead of the AI trend and embrace what the technology can do for them now.
Analysis
Marlene Satter
|
May 21, 2018
Primary care practices are forking over higher signing bonuses, continuing medical education stipends and relocation expense reimbursements to recruit and retain doctors.
Best Practices
Allison Bell
|
May 21, 2018
Some ACA rules have changed, but the IRS forms relating to them may not yet reflect those changes.
Best Practices
Stephen Geri|
May 21, 2018
A disconnect between HR and payroll can negatively impact your benefits and put the health of the whole company at risk.
News
Shefali Luthra, Kaiser Health News|
May 21, 2018
Other states, including Louisiana and Utah, have debated similar legislation and are watching Vermont’s progress closely.
Commentary
Tyler Cowen|
May 21, 2018
More elderly workers will force many employers to confront their biases, fears and prejudices.
Expert Opinion
Frederic P. Slade|
May 21, 2018
What could cause boomer retirements to have a negative effect on the stock market?
Catherine Hernandez-Blades|
May 21, 2018
Social responsibility is an enormous differentiator for today’s consumers when it comes to deciding if they want to do business with you.
Analysis
Nick Thornton
|
May 18, 2018
The Court’s delay in issuing its mandate on the fiduciary rule is ‘very unusual,' an industry expert says -- what's going on?
Research
Marlene Satter
|
May 18, 2018
Over two thirds of RIAs are adding retirement planning to their skills as they seek to adapt to changing demographics.
Market Insights
Marlene Satter
|
May 18, 2018
The job market is hot and their majors are in demand, but today's grads are still in danger of one of many job-search faux pas.
Profile
Jane Wollman Rusoff|
May 18, 2018
The ex-insider’s advice to advisors: Watch what the central banks do — not what they say.
Andrew Gertz|
May 18, 2018
Here’s what benefits brokers and their clients should know about the IRS announcement of an increase to the health savings account (HSA) contribution limits for both single coverage and family coverage for 2019.
Commentary
Joe Nocera|
May 18, 2018
Employees don’t learn a company’s values from a brochure: They learn it from absorbing the day-to-day culture.
Analysis
Chad Terhune, Kaiser Health News|
May 18, 2018
Cooking dinner one night in March, Mark Frizzell sliced his pinkie finger while peeling a butternut squash and couldn’t stop the bleeding.
The…
Market Insights
Katie Kuehner-Hebert
|
May 18, 2018
Interest in co-working space is being driven by a desire for less-stressful office environments and more flexible working arrangements for employees.
Infographic
Shawn Moynihan|
May 18, 2018
Despite common ailments, only about 1 percent of North American cats and dogs are covered by pet insurance.
Expert Opinion
Rob Hicks|
May 18, 2018
In today’s competitive landscape, monetary compensation alone isn’t going to cut it.
Market Insights
Emma Ockerman|
May 18, 2018
"There’s certainly a tipping point when premiums keep rising.”
Podcast
David Saltzman|
May 18, 2018
As we approach the mid-term elections, you may not be hearing much healthcare discussion on the legislative front, but the regulatory environment has been chock full of initiatives, advices and changes.
Quick Takes
Emily Payne
|
May 17, 2018
The world of employment law is vast and complex, and getting more confusing every day. Here's what we saw this week.
Best Practices
Alan Goforth|
May 17, 2018
Health savings accounts are gaining in usage -- so why aren't they as popular as they could be?
News
Jared S Hopkins|
May 17, 2018
Trump's recent drug plan suggested looking at whether benefit managers should be considered fiduciaries, which would force them to put their customers’ financial interests ahead of their own.
News
Joel Kranc|
May 17, 2018
The latest policy proposal from The Urban Institute combines the best parts of Medicare, the ACA and private insurance to create something akin to universal health care.
News
Zachary Tracer|
May 17, 2018
Oscar Insurance Corp., the Obamacare-focused health insurance startup, plans to expand to Arizona and at least three other new markets next year, a…
Best Practices
David Hom|
May 17, 2018
A new generation of behavioral analytics that combine financial and clinical data about outcomes can show which of an employer’s plans are delivering the best value for a given condition.
Ranking
Emily Payne
|
May 17, 2018
How many of these terms are you using on a daily basis?
Research
BenefitsPRO Editors|
May 17, 2018
Disability insurance is a critical part of a benefits portfolio for any employer looking to offer a competitive package and help offset the rising costs of health care.
Analysis
Gil Lowerre and Bonnie Brazzell|
May 17, 2018
Brokers are selling more voluntary today than they have in the past. Here's how to stay competitive.
Commentary
Janet Buzil|
May 17, 2018
No one plans on becoming disabled, but if it does happen, disability insurance helps—a lot.
Slideshow
Nick Thornton
|
May 16, 2018
ERISA is showing its age, as Congressional panel vets 4 retirement reform bills: MEPs, 401(k) paperwork, & more.
Expert Opinion
Rick Ramos|
May 16, 2018
A chat bot is perfectly equipped for a range of low-level customer service functions, such as confirming and gathering information.
News
Marlene Satter
|
May 16, 2018
When considering retirement savings, the Fed says only half of middle-income Americans even have a retirement account.
Commentary
Latrica Schooley|
May 16, 2018
Plan design is the answer; it is an upward climb, it is not an easy path, it requires an expert with experience, it is not going to be an instant fix, and the climb to the top may require training and muscle memory, but it is beautiful.
News
Justin Sink and Toluse Olorunnipa|
May 16, 2018
The husband of a sister of Sec. of Transportation Elaine Chao might lead the PBGC, the agency that pays worker pensions when the plans go bust.
Market Insights
Robert Langreth and Anna Edney|
May 16, 2018
In an attempt to shame drugmakers into keeping list prices down, a new federal dashboard highlights drugs with particularly rapid increases in unit costs.
Research
Marlene Satter
|
May 16, 2018
Retiring baby boomers have left a gap in the insurance industry, and firms are struggling to attract suitable talent to fill it.
Research
Marlene Satter
|
May 16, 2018
This year's graduating class, a mix of millennials and Gen Z, expect to earn nearly $8,000 more in their first jobs than 2016 grads.
Expert Opinion
Mike Altiero|
May 16, 2018
Small and medium-sized businesses are increasingly turning to HR outsourcing and professional employer organizations to solve their HR challenges.
Eric Parmenter|
May 16, 2018
An employer checklist to understand, navigate and build a plan for value-based care.
Best Practices
Gordon Tewell|
May 16, 2018
When it comes to 401(k) litigation, we are in a world where every action can be put under the microscope.
Commentary
Rachel Miner|
May 16, 2018
For years, I’ve been deceived by our health care system into thinking it was built to help people. And now I feel pissed.
Slideshow
Bernice Napach|
May 16, 2018
A New York Fed study shows the value of a college degree in finding work, but the major determines the wages.
News
Nick Thornton
|
May 15, 2018
Sponsors can dial up each retirement plan participant’s account and track activity.
Slideshow
Marlene Satter
|
May 15, 2018
Kiplinger evaluated all 50 states with an eye toward a retiree’s needs — here are the top 7 eastern states.
Analysis
Emily Payne
|
May 15, 2018
Overlooking employees' mental health can cost employers 2.5 times more in medical claims, not to mention the dramatic decrease in productivity.
Podcast
David Saltzman|
May 15, 2018
Data and reporting is playing an ever-more important role in helping advisors and employers manage their health care chain and spend. But our guest on…
Ranking
Katie Kuehner-Hebert
|
May 15, 2018
According to the IBM Watson Health 15 Top Health Systems Study, 2018, the top-performing health systems have several things in common.
Expert Opinion
Lorna Borenstein|
May 15, 2018
Half of your workforce is only feeling engaged with your company one third of the time. What are you doing about it?
News
Allison Bell
|
May 15, 2018
AHIP says it likes many of the new proposals but thinks some would increase prices.
Analysis
Katie Kuehner-Hebert
|
May 15, 2018
On average, a 30 year-old’s premium was 80 percent less for short-term insurance than for an unsubsidized 2018 ACA bronze plan.
Commentary
Michele Walthert, CFP and Crystal Wipperfurth, CFP, CRPC|
May 15, 2018
Naming and periodically reviewing beneficiary designations is important to avoid problems after your death.
News
Nick Thornton
|
May 14, 2018
Contribution limits to HSAs have been announced for 2019, the IRS says. Let's look at the numbers.
Analysis
Nick Thornton
|
May 14, 2018
MetLife enters jumbo buyout market with FedEx's major annuity pension risk-transfer deal.
Tonia Degner|
May 14, 2018
As a former Senior Manager at Amazon (and thanks to Jeff Bezos), I learned that “failure and invention are inseparable twins.” Today, I’m sharing five ways disruptors think about failure.
News
Dan Cook
|
May 14, 2018
The impact of the long-awaited plan to reduce drug prices won't be immediate, but it may at least set the stage for further debate.
News
Erin Mulvaney|
May 14, 2018
The predicted spike in worker classification litigation is just beginning.
Commentary
Joe Nocera|
May 14, 2018
The Hatch-Waxman Act kept drug prices in line for years, but over time, Big Pharma learned how to game the law.
Research
Marlene Satter
|
May 14, 2018
According to a new report from J. D. Power, overall satisfaction scores for health insurers are the lowest of any industry.
Commentary
BenefitsPRO Editors|
May 14, 2018
Benefits brokers weigh in on the legislative trends currently on their radar. Are you in the know?
Expert Opinion
Cory Jorbin|
May 14, 2018
Here are several important considerations when determining if an opt-out payment is right for your benefits strategy.
News
Marlene Satter
|
May 14, 2018
A proposed law would open a special enrollment period for 30 days after a pregnancy is confirmed by a licensed health care provider.
Slideshow
Denny Jacob
|
May 14, 2018
For businesses willing to be based outside the 'mainstream cities,' here are 10 options to explore.
Resources
From ArmadaCare
Understand how executive medical reimbursement plans are still possible and powerful in a post-ACA landscape.
Download Resource ›
From Mercer
To create a best-in-class benefits program, you need a partner who can deliver a strategy that meets your employees’ needs and provides sustainable savings. Learn how to ensure your broker delivers.
Download Resource ›
From ThinkHR
Print up this checklist to use as you work together with your clients to prepare SPDs for employee benefits plans and ensure they stay compliant.
Download Resource ›
From ArmadaCare
Get key facts about the true cost of trying to curb health benefit costs - it’s more than meets the eye.
Download Resource ›
From Assurity Life Insurance Company
Find out how to use social media as an effective professional tool to promote yourself and your business.
Download Resource ›
From HSA Bank
This comprehensive study examines key research findings that will help you ensure your clients’ employees live healthier now and in their retirement.
Download Resource ›
From ThinkHR
Do you know what your clients need to do to be prepared for a DOL audit? Get more information to help them avoid costly consequences.
Download Resource ›
From BenefitMall
Discover why and how you must evolve to better meet your clients' changing needs.
Download Resource ›
From Truveris
Help clients better understand the rising costs of specialty medication and how to ease the burden on employees.
Download Resource ›
From ThinkHR
Your clients’ employees want more learning opportunities and you can show your value by helping clients improve their training programs.
Download Resource ›
From ArmadaCare
Is your off-cycle strategy on point? Use this tool to prepare for off-cycle client meetings.
Download Resource ›
From CyberScout
Data breaches can come from many different entry points, and it’s usually not the IT department. Your clients need a well-thought out, well-executed plan in place now.
Download Resource ›
From ArmadaCare
High deductible health plans help lower premiums, but also bring new frustrations in rising out-of-pocket costs. Learn how to offer a different solution for clients and their employees.
Download Resource ›
From CyberScout
Learn how to maximize efforts and avoid wasting time while expanding your voluntary benefits portfolio.
Download Resource ›
From ThinkHR
Don’t lose your clients to the competition. Act now to build a rock-solid wall of retention around your book of business.
Download Resource ›
From Assurity Life Insurance Company
Don’t be left behind if you’re unfamiliar with modern networking know-how and social media best practices. Get better networking skills now!
Download Resource ›
From ThinkHR
Don’t let this time go to waste -- now is the time to talk to potential clients left aching after a troublesome renewal period.
Download Resource ›
From ArmadaCare
A broker’s day is never boring, but there are steps you can take to make it easier.
Download Resource ›
From ThinkHR
What you and clients don’t know about HIPAA compliance could hurt. Make sure your clients have the information they need.
Download Resource ›
From ArmadaCare
It is difficult to help your clients overcome both rising benefits costs and the hidden costs of recruiting and retaining talent. Discover solutions now.
Download Resource ›
From ThinkHR
Learn how focusing on delivering the type of results that employers need or desire can increase competitive advantage in the marketplace.
Download Resource ›
From ThinkHR
Getting in front of a CFO can be the final piece of the sales puzzle, but brokers need to be prepared. Use these tips and a checklist to ensure you can do just that.
Download Resource ›
From ThinkHR
Tough news about rate hikes doesn’t have to wreck your client relationships. Learn how to use bad news to show you’re an ally.
Download Resource ›
From ThinkHR
Learn how to illustrate your true value all year and grow your business!
Download Resource ›
From ThinkHR
Use these tips to ensure your clients remain loyal because of your value, not because of your quotes.
Download Resource ›
From ThinkHR
A management shake-up doesn’t automatically mean you will lose a client. Learn how to overcome this tough challenge and keep your important accounts.
Download Resource ›
From ThinkHR
Keep competitors from scooping up your best accounts by showing clients your value.
Download Resource ›
From Assurity Life Insurance Company
Help your clients and their employees understand the difference critical illness insurance can make when these types of illnesses happen.
Download Resource ›
From ArmadaCare
Use this infographic to learn a new strategy that helps your clients combat out-of-pocket healthcare expenses.
Download Resource ›
From ArmadaCare
Your clients can still offer executive health plans in a post-ACA landscape. Discover how it's still possible.
Download Resource ›
From ArmadaCare
With so much change going on in the benefits industry, this infographic is a handy tool to keep in your back pocket.
Download Resource ›
From ArmadaCare
As you work with clients, it is important to understand how these trends are influencing the benefits world.
Download Resource ›
From ArmadaCare
Your clients’ top performers are likely spending over $10K on healthcare expenses each year on routine expenses alone. Watch this video to see how it adds up!
Download Resource ›
From Assurity Life Insurance Company
You know how this industry works, but your clients may not. Remove these 10 terms from your vocabulary to reassure clients.
Download Resource ›
From Assurity Life Insurance Company
Even if you’re not actively searching for a new carrier, this checklist can help you make sure you’re in the right place, with the right people, and at the right company.
Download Resource ›
From Assurity Life Insurance Company
Help clients understand how offering their employees voluntary options enriches their organization and brings in better talent.
Download Resource ›
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