News
Deena Shanker |
September 21, 2018
Treating animals humanely protects the company and investors—including institutional ones, letter points out.
Expert Opinion
Max Nisen |
September 21, 2018
This is a period of massive uncertainty for the PBM business, and Cigna is paying $54 billion for the pleasure of having to navigate it.
Best Practices
Gil Murdock |
September 21, 2018
To deliver a more personal, empowering experience, organizations can look to benefits educators to supplement strapped HR teams.
Best Practices
Emily Payne
|
September 21, 2018
Pharma and specialty drugs are among the top targets of employers attempting to rein in their health care spending. But what's the best approach?
Ranking
Lee J Miller and Wei Lu |
September 21, 2018
The U.S. had the second-highest per-capita spending on health care at $9,536, but we're not getting a whole lot for the price.
Best Practices
Marlene Satter
|
September 21, 2018
Employers' handling of employees’ health conditions can negatively affect productivity, time out of office and overall employee experience. But it doesn't have to.
Erin Mulvaney |
September 21, 2018
The NLRB is beginning rulemaking on how to define relationships between companies, franchises, contractors and others.
News
Nick Thornton
|
September 20, 2018
Butch Lewis Act tweaked—but exactly how is unclear.
Paul Wilson
|
September 20, 2018
Attendees of the recent Q4Live conference in San Diego discussed realistic and actionable ways to address the quality and cost of their clients' benefits plans.
News
Gerrit De Vynck |
September 20, 2018
A class-action lawsuit alleges that the company has fired more than 20,000 employees older than 40 in the last six years.
Instant Insights / Life Insurance Awareness Month
By Allison Bell
| March 30, 2018
For companies looking to maintain and possibly grow life insurance sales through this downturn, Insurtech companies are a welcomed ally.
Browse Instant Insights →
Read More Stories →
Analysis
Jack Craver
|
September 20, 2018
The National Survey on Drug Use and Health released by the Substance Abuse and Mental Health Services Administration has some promising statistics.
Market Insights
Robert Langreth|
September 20, 2018
A new study quantifies a phenomenon among U.S. hospitals: mysterious jumps in the prices of vital medicines once those drugs become harder to find.
Market Insights
Joel Kranc|
September 20, 2018
What's more, numbers show that medical costs have actually declined from 6.5 percent to about 5.3 percent leading into 2019.
Expert Opinion
Dave Chase|
September 20, 2018
One of the most important pieces of leverage employers have in this fight against opioid addiction is their role as employee benefits purchasers.
Commentary
Christopher Carosa
|
September 19, 2018
How the media reports the difference between 'sales' and 'advice' will help the public differentiate 2 business models.
Analysis
Nick Thornton
|
September 19, 2018
Ascensus has seen “limited evidence” of current sponsors moving to the state’s platform.
Doug Dvorak|
September 19, 2018
Health care is always changing and it's essential that brokers, employers and individuals stay up to date. But the question is, how do you do so?
News
Robert Langreth|
September 19, 2018
According to the state, AbbVie paid for registered nurses that it called ambassadors to help doctors with patients who were taking Humira.
News
Susan Jaffe|
September 19, 2018
Under the new rules, private Medicare insurance plans could require patients to try cheaper drugs before moving on to more expensive options.
Expert Opinion
Dale Dabbs|
September 19, 2018
The 2017 Equifax breach was a wakeup call, and cybersecurity has now become part of the conversation for every business.
Slideshow
Emily Payne
|
September 19, 2018
Find out where employers are focusing their attention as they look to improve employee health and well-being.
News
Rachel Bluth, Kaiser Health News|
September 19, 2018
The bipartisan proposal would protect patients from surprise bills and high charges from out-of-network hospitals or doctors.
Market Insights
Zachary Tracer, Spencer Soper, Gerrit De Vynck and Dina Bass|
September 19, 2018
The business of keeping people well is a logical frontier for an army of tech giants looking to grow bigger.
News
BenefitsPRO Editors|
September 19, 2018
Judy Diamond Associates tackles the problem of modeled premiums with its latest update for the benefits industry.
Best Practices
Bryce Sanders|
September 19, 2018
Using the Worker Adjustment and Retraining Notifications, a desire to help, and these 8 tips, you may find new opportunity.
Analysis
Nick Thornton
|
September 18, 2018
A new T. Rowe Price study suggests a correlation between great retirement plan benefits and productive, profitable companies.
Analysis
Nick Thornton
|
September 18, 2018
Cost-of-living adjustment for Social Security recipients depends on 2 important factors.
Bret Brummitt|
September 18, 2018
Belief that we can still be responsible consumers is perhaps the hardest task in today's health care market, but we must tackle it now.
News
Marlene Satter
|
September 18, 2018
The bill would encourage development of nonaddictive alternative painkillers, as well as crack down on current opioid distribution.
Research
Marlene Satter
|
September 18, 2018
New Prudential Financial Wellness Census finds many don't know how poorly they’re doing when it comes to money.
Market Insights
Jeremy Kahn|
September 18, 2018
A report suggests the effects of automation may vary substantially across industries, and predicted job losses to be heaviest in mining, consumer, and information technology companies.
Analysis
Marlene Satter
|
September 18, 2018
Not only do younger people overestimate what a life insurance premium might cost them, they’re far less likely to be covered than older generations.
Conversation
BenefitsPRO Editors|
September 18, 2018
We asked our readers what the most unique or creative thing they've done (planned or otherwise) that has left an impression on a prospect or client.
Expert Opinion
Scott Vogel|
September 18, 2018
A system without rebates would take years to implement and could certainly have a dramatic impact to PBM pricing as we know it today.
Market Insights
Jack Craver
|
September 18, 2018
It's a problem will only get worse in the coming years, as the overall population increases--the older adult population in particular.
Greg Ash|
September 18, 2018
Many mistakenly believe that top-hat plans are entirely exempt from ERISA’s requirements. With one increasingly rare exception, however, ERISA remains an important consideration in how these arrangements are structured.
Research
Marlene Satter
|
September 18, 2018
Shareholder Awareness Score has improved for Wells Fargo Funds, iShares (BlackRock), and American Century.
News
Zachary Tracer and David McLaughlin|
September 17, 2018
Approval by the Justice Department smooths the way for the deal to wrap up by the end of the year.
News
Dani Burger|
September 17, 2018
At first blush, it’s an odd pairing: The quant shop follows trends in hard-to-trade assets from European power to cryptocurrencies.
Research
Allison Bell|
September 17, 2018
These states have the biggest gap between neighborhoods with the longest life expectancy at birth and the shortest.
Steven Johnson|
September 17, 2018
The key is to make the benefits enrollment process simple, modern and personal for your clients and their employees. Here’s how.
Alex Tolbert|
September 17, 2018
Helping employer clients expand benefits in the context of recruiting and retaining talent in the middle of a red-hot economic environment can present a valuable strategy for brokers looking to create agency growth.
News
Marlene Satter
|
September 17, 2018
Seven industry and advocacy groups are challenging the new regulation on the grounds that it violates the intent of the ACA to make low-cost insurance available to Americans.
Analysis
Phil Galewitz, Kaiser Health News|
September 17, 2018
An estimated 8.8 percent of the population, or about 28.5 million people, did not have health insurance coverage at any point in 2017.
Analysis
Marlene Satter
|
September 17, 2018
65 percent of respondents say that working at home would make them more productive, and they’ve got plenty of reasons why.
Q&A
Paul Wilson
|
September 17, 2018
Benefits consultant Laura Frances embraces change and sees a bright future for the insurance industry and those working in it.
Ranking
Marlene Satter
|
September 17, 2018
No state has seen a significant decrease in obesity over the past year, though the numbers are worse in some states than others.
Market Insights
Dan Cook
|
September 17, 2018
The GOP has so thoroughly botched health care reform that many have distanced themselves from it in hopes it won’t taint their re-election campaigns.
Expert Opinion
Brian Tolbert|
September 17, 2018
As health care spending continues to rise, maintaining the status quo is simply no longer an option.
News
Romy Varghese|
September 14, 2018
“It’s the state’s fault that we’ve got the deficit we have," Governor Murphy said, about the pension problems.
News
Andrew M Harris|
September 14, 2018
The new lawsuit seeks a declaratory judgment that the ACA is constitutional and a court order barring the U.S. from taking any action inconsistent with that conclusion.
Best Practices
Cort Olsen|
September 14, 2018
For some advisers it is just a matter of getting a better understanding of the employer’s needs.
Commentary
Noah Smith|
September 14, 2018
The Stop BEZOS act would levy a tax equal to 100 percent of certain government benefits received by any workers who earn less than $15 an hour.
News
Jared S Hopkins and Jef Feeley|
September 14, 2018
The offer is the latest in the OxyContin maker's attempt to resolve more than 1,000 lawsuits accusing Purdue of helping fuel the opioid crisis.
Best Practices
Dr. Mark Friedlander and Dr. Christine Moutier|
September 14, 2018
To support National Suicide Prevention Month, we challenge employers to consider their role in supporting employees’ mental and emotional well-being.
News
Ross Todd|
September 14, 2018
The new suit claims that Uber fails to pay drivers for breaks as required under California law and shirks tax obligations.
Research
Marlene Satter
|
September 13, 2018
Recently hired participants—those with two or fewer years of tenure—are also using TDFs at a higher rate.
Market Insights
Scott Wooldridge|
September 13, 2018
A new report from the National Bureau of Economic Research looks at the problem of why there is such a wide range of conclusions about the gig economy.
Analysis
Bonnie Brazzell and Nick Rockwell|
September 13, 2018
There are certain commonalities in employee voluntary-benefits buying behavior, but there are also some key differences, particularly when it comes to communication.
Expert Opinion
Judy Buczek|
September 13, 2018
Many people do not voluntarily think about life insurance or have the luxury of working with a financial professional--the only place they learn about and access life insurance is through the workplace.
Analysis
Jack Craver
|
September 13, 2018
Most of the change came from the roughly 10.9 million people who enrolled in Medicaid, while others gained coverage through private insurance.
Slideshow
Marlene Satter
|
September 13, 2018
Here are some creative ways that companies are digging into employee wellness and making it a part of their company culture.
News
Jack Craver
|
September 13, 2018
About 600 Twitter profiles linked to a Russian firm have put out roughly 10,000 tweets since 2014 about the Affordable Care Act and other health care issues.
Expert Opinion
Darian Lewis|
September 13, 2018
Your best overall protection is a fully developed and implemented security program. Security isn’t a product or something you buy, it’s what you do every day.
News
Marlene Satter
|
September 13, 2018
It wasn’t just employees who cut back on what went into the 401(k).
Analysis
Nick Thornton
|
September 12, 2018
Joint Committee on Taxation's calculations offer 3 reasons why retirement & savings reforms would add to the deficit.
Best Practices
Emily Payne
|
September 12, 2018
Unnecessary health care services cost the industry $750 billion annually. For employers looking to bring their health care spending into check, this is a good place to start.
Market Insights
Jeremy Hill and Sarah Ponczek|
September 12, 2018
The massive storm -- which is forcing more than 1 million people to flee -- has already affected the market.
Research
Marlene Satter
|
September 12, 2018
Natixis examined factors aiding retirement security for 43 countries. Here's why these 10 countries are the best.
Infographic
Marlene Satter
|
September 12, 2018
Consumer dissatisfaction with the financial and administrative aspects of health care is growing,
Expert Opinion
Michelle Andrews and Julie Appleby, Kaiser Health News|
September 12, 2018
Health researchers and advocates have identified a number of potential solutions that could tackle the problem of balance billing. Take a look.
Commentary
Bloomberg Editorial Board|
September 12, 2018
Since 2011, fatal overdoses from drugstore opioids alone have remained relatively stable, but those involving fentanyl have shot through the roof
Best Practices
Randal Vegter|
September 12, 2018
When considering how to develop a more streamlined and effective performance management process, keep these three things in mind.
Commentary
Christopher Carosa
|
September 12, 2018
There's a danger in relying on an arbitrary period end dates when it comes to financial investment reporting.
News
Jack Craver
|
September 12, 2018
In his third day of questioning, the Supreme Court nominee declined to answer questions about how he would rule on the constitutionality of the ACA.
Analysis
Nick Thornton
|
September 11, 2018
Here, in English, is an interpretation of how the bill would affect the treatment of pooled retirement plans.
Eric Silverman|
September 11, 2018
Group health brokers who sell themselves as being innovative and non-status quo continue to ignore enhanced voluntary benefits, thus serving only half their clients and arguably snubbing those who need their cost-saving strategies the most: the employees.
News
Allison Bell|
September 11, 2018
H.R. 3798 would increase the full-time employee threshold to 40 hours per week.
Best Practices
Maggie G. Mortali|
September 11, 2018
Employers have made considerable efforts over the past decade to promote employee mental health benefits and services. Here's what you can do.
Best Practices
Dan Cook
|
September 11, 2018
By analyzing the data they have, industry leaders are pinpointing ways that benefits packages can better serve the individual--and then delivering.
Expert Opinion
Lindsay Astle|
September 11, 2018
Here are 5 tips to help set the newest members of the full-time workforce up for success in their new roles.
Best Practices
Scott Wooldridge|
September 11, 2018
Although employers are often left out of discussions about making research more relevant to clinical practice, they can help improve the use of evidence-based care.
Analysis
Joel Kranc|
September 11, 2018
2016 saw an uptick in so-called mega claims (claims of $10 million or more), which is having a large impact on the workers compensation industry.
Analysis
Marlene Satter
|
September 11, 2018
The share of hospital-employed physicians rose from 30 percent to 48 percent from 2010 to 2016. What has that done to prices?
Best Practices
Crystal Wipperfurth, CRPC, CFP, Wealth Advisor|
September 11, 2018
POAs are not just for the elderly -- circumstances arise where having a POA in place is good financial management.
Research
Ginger Szala|
September 10, 2018
Guideline 401(k) studied 5,400 millennials and their savings habits.
Analysis
Nick Thornton
|
September 10, 2018
Recordkeeper, MEP provider, and money manager weigh in on potential for disruption, opportunity.
News
Jack Craver
|
September 10, 2018
In a campaign speech delivered last week, Obama touted what he described as an energized Democratic Party fueled by activists and new ideas.
Dr. Raffi Terzian, M.D.|
September 10, 2018
With this year’s open enrollment just around the corner for most organizations, now is the time to think ahead.
Darick Bradford|
September 10, 2018
Why are more small businesses offering self-funded health benefit plans? I see three big reasons.
News
C.J. Marwitz
|
September 10, 2018
New products including on-demand fitness classes, exchange-traded funds, a cancer care guide, annuities.
Ranking
Emily Payne
|
September 10, 2018
Happy workers are more productive workers. But what makes a person happy?
News
Zachary Tracer|
September 10, 2018
Civica Rx will work to combat drug shortages and skyrocketing prices by manufacturing generics or contracting with other firms to make them.
Market Insights
Sho Chandra|
September 10, 2018
American wages unexpectedly climbed in August by the most since the recession ended in 2009 and hiring rose by more than forecast.
News
Marlene Satter
|
September 10, 2018
According to the DOL, the new office is intended to “promote greater understanding of federal labor laws and regulations."
Expert Opinion
Emily Payne
|
September 10, 2018
Stanford professor Rajaie Batniji considers employer-sponsored health insurance a model for the future. Here's why.
News
Jay Hancock, Kaiser Health News and Shefali Luthra, Kaiser Health News|
September 10, 2018
Lawmakers in at least 10 states intend to consider opioid taxes in upcoming legislative sessions.
Market Insights
Jack Craver
|
September 10, 2018
All signs suggest that the majority of insurers that are currently offering plans through the ACA exchange will continue to do so in 2019.
News
Marlene Satter
|
September 07, 2018
For some, there's no such thing as 'too hot.' Here are 10 top retirement cities -- and not just for temperatures.
Market Insights
Marlene Satter
|
September 07, 2018
The Volunteer State’s retirement system is the largest institutional investor in a Turkey exchange-traded fund.
Research
Marlene Satter
|
September 07, 2018
The plans, also known as hybrids, combine high contributions of defined benefit plans with 401(k) flexibility.
Analysis
Scott Wooldridge|
September 07, 2018
Nearly 60 percent of respondents in a recent survey said they had received a medical bill that they thought should have been covered by their insurance.
Expert Opinion
Scott Howell|
September 07, 2018
The unsustainable rate of health care spending has sparked a growing reliance on Medicare Advantage plans, which benefit from insights into effective risk, quality and care strategies.
Commentary
Peter R. Orszag|
September 07, 2018
A promising experiment aimed at reducing health care costs through changes to the payment system delivered underwhelming early results, but there's more to the story.
Market Insights
Marlene Satter
|
September 07, 2018
Professional employer organizations are seeing employment growth that is 14 times higher than the growth rate in the U.S. economy overall.
Commentary
Marty Traynor|
September 07, 2018
A half-empty glass can actually be a great marketing opportunity.
Market Insights
David McLaughlin , Zachary Tracer , and Robert Langreth|
September 07, 2018
The U.S. Department of Justice is on track to soon approve the acquisition of Express Scripts Holding Co. by Cigna Corp., as well as CVS Health Corp.’s takeover of insurer Aetna Inc.
Rick Ramos|
September 07, 2018
We are seemingly on the cusp of a revolution in AI-driven health care services. To maintain competitiveness, companies need to start incorporating tools and services that use these advanced technologies now.
Resources
From ArmadaCare
Help your clients tackle the myths and misconceptions surrounding supplemental health insurance.
Download Resource ›
From Assurity Life Insurance Company
Learning how to bring up voluntary benefits with clients the right way can open the door for many new opportunities.
Download Resource ›
From The EX Program
Discover how the right online community can power behavior change in your workforce, leading to better overall health.
Download Resource ›
From BenefitMall
Discover why and how you must evolve to better meet your clients' changing needs.
Download Resource ›
From ArmadaCare
Get a crash course and find the terms you need along with the background on why you need them. With more knowledge, you can help clients find the right type of solutions to meet their needs.
Download Resource ›
From ArmadaCare
Common gap plans aren’t the only gap-filling solutions. There’s a more powerful option. See a side-by-side comparison.
Download Resource ›
From The EX Program
Not all digital health solutions are a slam dunk. Discover how to effectively engage employees, especially those looking to stop using tobacco.
Download Resource ›
From Assurity Life Insurance Company
You may not be looking for a new partner right now, but you can use this checklist to ensure you’re with the right partner.
Download Resource ›
From The EX Program
Find out why digital tobacco cessation programs have a huge upside for your organization, employees, and bottom line.
Download Resource ›
From ArmadaCare
Understand how executive medical reimbursement plans are still possible and powerful in a post-ACA landscape.
Download Resource ›
From ArmadaCare
Get key facts about the true cost of trying to curb health benefit costs - it’s more than meets the eye.
Download Resource ›
From Assurity Life Insurance Company
Find out how to use social media as an effective professional tool to promote yourself and your business.
Download Resource ›
From Assurity Life Insurance Company
Don’t be left behind if you’re unfamiliar with modern networking know-how and social media best practices. Get better networking skills now!
Download Resource ›
From ArmadaCare
A broker’s day is never boring, but there are steps you can take to make it easier.
Download Resource ›
From ArmadaCare
It is difficult to help your clients overcome both rising benefits costs and the hidden costs of recruiting and retaining talent. Discover solutions now.
Download Resource ›
From Assurity Life Insurance Company
Help your clients and their employees understand the difference critical illness insurance can make when these types of illnesses happen.
Download Resource ›
From Assurity Life Insurance Company
You know how this industry works, but your clients may not. Remove these 10 terms from your vocabulary to reassure clients.
Download Resource ›
From Assurity Life Insurance Company
Help clients understand how offering their employees voluntary options enriches their organization and brings in better talent.
Download Resource ›
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