The year ahead looks to be dangerous for health-care security in the U.S., as Donald Trump's administration continues to sabotage the law that Congress couldn't repeal. New proposals would let many more healthy Americans drop their Obamacare coverage — raising costs for the unhealthy and risks for everyone, sick or well.

It will fall to state governments to resist this renewed assault on universal access to adequate health insurance. Their goal should be to keep their health-care systems stable, maintain access to affordable coverage, and protect their citizens from scams.

First, the administration intends to widely expand and deregulate so-called association health plans. Under current law, such plans, sold to groups such as trade and professional associations, must cover "essential health benefits" such as hospitalization, maternity care and prescription drugs. The Trump administration wants to expand enrollment in association health plans and end the restriction on benefits. This would let insurers create cheap, weak-coverage plans and market them to people who expect no big health-care expenses.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.