Retirement weighs heavily on most Americans when the main issue is whether or not they have saved enough for it. A recent survey by Bankrate.com found 76% of Americans have financial regrets. Besides retirement savings, there also are regrets tied to other savings and debt.

The survey did find some good news about getting older: Silent Generation respondents and older baby boomers (ages 65 to 73) were less likely than younger respondents to have financial regrets.

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