Census researchers analyzed tax records and uncovered a much bigger pool of small businesses -- showing that, overall, just 14 percent of all employers offer a 401(k) or other DC plan to their workers.
You need to look out for your 401(k) -- even when retirement experts say they can help you. By asking these 3 questions, investors can avoid financial advisers who dont put their interests first.
Companies with fewer than 100 workers employ 36 percent of the U.S. workforce, or about 42 million people, but many of those employees don't get access to a retirement plan.
Higher taxes are coming for some, thanks to an automatic adjustment in some people's payroll taxes around Social Security's 'taxable minimum.' And a new law requires the IRS to hold onto refunds for people claiming the earned income or additional child tax credits until mid-February. Read on for more tax...
Hard work and upward mobility are nice -- but the main way to get rich in America is to inherit money. And the largest generational transfer of wealth in history is happening now.
With talk of a new president, a retirement crisis, and the lack of full worker access to retirement plans, this policy expert recommends expanding Social Security. Here's why.
Unlike divorces earlier in life, later breakups have a huge impact on individual finances, often forcing people to delay retirement.
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{
"uri": "/2017/03/09/gop-gives-rich-investors-a-tax-break-in-aca-revamp/",
"title": "GOP gives rich investors a tax break in ACA revamp",
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"summary": "The American Health Care Act will remove the net investment income tax, a 3.8 percent surcharge on almost all earnings from investments.",
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{
"uri": "/2017/02/22/two-thirds-of-americans-arent-putting-money-in-the/",
"title": "Two-thirds of Americans aren’t putting money in their 401(k)",
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"summary": "Census researchers analyzed tax records and uncovered a much bigger pool of small businesses -- showing that, overall, just 14 percent of all employers offer a 401(k) or other DC plan to their workers.",
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{
"uri": "/2017/02/03/3-questions-to-ask-before-someone-advises-you-on-y/",
"title": "3 questions to ask before someone advises you on your 401(k)",
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"summary": "You need to look out for your 401(k) -- even when retirement experts say they can help you. By asking these 3 questions, investors can avoid financial advisers who dont put their interests first.",
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{
"uri": "/2017/01/11/small-companies-have-a-big-retirement-problem/",
"title": "Small companies have a big retirement problem",
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{
"uri": "/2017/01/09/get-ready-to-pay-500-more-in-taxes/",
"title": "Get ready to pay $500 more in taxes",
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"summary": "Higher taxes are coming for some, thanks to an automatic adjustment in some people's payroll taxes around Social Security's 'taxable minimum.' And a new law requires the IRS to hold onto refunds for people claiming the earned income or additional child tax credits until mid-February. Read on for more tax...",
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{
"uri": "/2017/01/05/employees-putting-billions-more-than-usual-in-thei/",
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"prettyDate": "January 05, 2017",
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"summary": "Yes, Americans aren't saving enough for retirement -- but they are saving more than they did, a study shows.",
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{
"uri": "/2016/11/25/cheer-up-america-1700-millionaires-are-minted-dail/",
"title": "Cheer up, America: 1,700 millionaires are minted daily",
"byline": " Ben Steverman ",
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"prettyDate": "November 25, 2016",
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"summary": "Hard work and upward mobility are nice -- but the main way to get rich in America is to inherit money. And the largest generational transfer of wealth in history is happening now.",
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{
"uri": "/2016/11/03/advice-for-the-next-president-expand-social-securi/",
"title": "Advice for the next president: Expand Social Security",
"byline": " Ben Steverman ",
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"prettyDate": "November 03, 2016",
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"summary": "With talk of a new president, a retirement crisis, and the lack of full worker access to retirement plans, this policy expert recommends expanding Social Security. Here's why.",
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{
"uri": "/2016/10/19/americans-work-25-more-than-europeans-study-finds/",
"title": "Americans work 25% more than Europeans, study finds",
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"prettyDate": "October 19, 2016",
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"summary": "The average European worker works about an hour less each weekday than the average U.S. worker. But it wasn't always like this.",
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{
"uri": "/2016/10/17/divorce-is-destroying-retirement/",
"title": "Divorce is destroying retirement",
"byline": "Ben Steverman",
"kicker": "",
"prettyDate": "October 17, 2016",
"timeToRead": "4 minute",
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"authors": [
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"summary": "Unlike divorces earlier in life, later breakups have a huge impact on individual finances, often forcing people to delay retirement.",
"body": null
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