Here are five thoughts on how to become even more valuable to your clients next year, based on some of the communication trends I saw firsthand in 2018.

HSAs give employees a way to pay for current and future medical expenses, and every dollar they save in their HSA saves your clients money on payroll taxes.

We are well into 2017, with a new presidential administration, new opportunities, and new challenges. Let's pop the hood of our agencies and discuss how to create sustainable growth and success for many years to come.

We spend quite a bit of time working in the business, but not as much time working on the business.