{
  "author": {
    "name": "Dan Berman",
    "webUrl": "/author/profile/dan-berman/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 243,
    "social": [],
    "articles": [
      {
        "uri": "/2014/01/23/air-canada-erases-3-32-billion-pension-deficit-in/",
        "title": "Air Canada erases $3.32 billion pension deficit in one year",
        "byline": " Dan Berman ",
        "kicker": "",
        "prettyDate": "January 23, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "Investment returns of 13.8 percent, raising the discount rate used to determine future liabilities, a company contribution of $201.9 million to the system and a four-year strategy of matching investments to liabilities all contributed to eliminating the deficit.",
        "body": null
      },
      {
        "uri": "/2014/01/23/behavioral-techniques-goosing-retirement-savings/",
        "title": "Behavioral techniques goosing retirement savings",
        "byline": "Dan Berman",
        "kicker": "",
        "prettyDate": "January 23, 2014",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "Some in a study were shown age-enhanced photos of themselves while others did not see such images. Those that looked at their old age squarely in the face put an average of 6.8 percent of their salary in their 401(k)s. Those that didnt deferred 5.2 percent.",
        "body": null
      },
      {
        "uri": "/2014/01/22/affluent-feel-prepared-for-retirement-but-theyre-c/",
        "title": "Affluent feel prepared for retirement; but they're concerned about the kids",
        "byline": "Dan Berman",
        "kicker": "",
        "prettyDate": "January 22, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "One-third of investors said they thought their children would be worse off they would be, 40 percent about the same and 30 percent better.",
        "body": null
      },
      {
        "uri": "/2014/01/22/retirees-should-be-investing-in-more-equities/",
        "title": "Retirees should be investing in more equities",
        "byline": "Dan Berman",
        "kicker": "",
        "prettyDate": "January 22, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "The best approach, said a study in the Journal of Financial Planning, is to start retirement with no more than 30 percent of savings in equities and gradually raise the percentage over the years.",
        "body": null
      },
      {
        "uri": "/2014/01/21/pension-management-needs-to-set-realistic-discount/",
        "title": "Pension management needs to set realistic discount rates",
        "byline": "Dan Berman",
        "kicker": "",
        "prettyDate": "January 21, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "By valuing liabilities at a rate that assumes no risk, the Rockefeller Institute of Government said taxpayers would have a better idea of the state of the pension funds.",
        "body": null
      },
      {
        "uri": "/2014/01/21/more-funds-flowed-out-of-bond-funds-than-since-200/",
        "title": "More funds flowed out of bond funds than since 2007",
        "byline": "Dan Berman",
        "kicker": "",
        "prettyDate": "January 21, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "A half a decade of strong stock performance, with double digit increases last year alone, left its mark on 401(k) allocations, with equities reclaiming their traditional place in participant portfolios.",
        "body": null
      },
      {
        "uri": "/2014/01/20/pension-funds-to-go-after-alternatives-in-2014/",
        "title": "Pension funds to go after alternatives in 2014",
        "byline": "Dan Berman",
        "kicker": "",
        "prettyDate": "January 20, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "Large institutional investors, including pension funds, have their sights for 2014 set on alternative investments, such as real estate and real assets, according to a survey by BlackRock.",
        "body": null
      },
      {
        "uri": "/2014/01/17/law-firm-heads-top-401k-list/",
        "title": "Law firm heads top 401(k) list",
        "byline": "Dan Berman",
        "kicker": "",
        "prettyDate": "January 17, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "Leading the pack was Sullivan & Cromwell, a law firm based in New York. BrightScope noted the plan for its low fees, company generosity, participation rate and the size of participants account balances.",
        "body": null
      },
      {
        "uri": "/2014/01/17/puerto-ricos-supreme-court-halts-teacher-pension-s/",
        "title": "Puerto Rico’s Supreme Court halts teacher pension system reform",
        "byline": "Dan Berman",
        "kicker": "",
        "prettyDate": "January 17, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "The reforms, which led to a strike this week and street protests outside the capitol, increased employee contributions to the retirement system to 10 percent of salary from 9 percent.",
        "body": null
      },
      {
        "uri": "/2014/01/16/cali-truckers-get-back-2-million-in-pension-benefi/",
        "title": "Cali truckers get back $2 million in pension benefits",
        "byline": "Dan Berman",
        "kicker": "",
        "prettyDate": "January 16, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-berman/",
            "name": "Dan Berman"
          }
        ],
        "kickerNode": [],
        "summary": "Investigators from the DOLs San Francisco office found that Lange Trucking Inc., based in Oakland, failed to fully fund the 401(k) accounts of 515 drivers.",
        "body": null
      }
    ]
  }
}