For the second part in our series, Ill tackle three unrelated, but often asked, health savings account questions spanning from joint accounts to employer contributions and Medicare, and finally, account establishment.

Whats the most effective way to design a high-deductible health plan with an HSA?

When open enrollment ends and every employee has checked a box for a health plan, is the broker or agents job finished? Not really.

As more companies look to better manage rising employee benefit costs while simultaneously promoting a healthy workforce, many employers have turned to consumer-directed health care, specifically adopting a health savings account strategy.